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USFinancial Services

UMB Financial Corporation (UMBF)

US · Financial Services · Banks - Regional

$134.76+0.42%
Last close · 2026-09-17

Latest quarter · ended 2026-06-30

Revenue
$1.12B
Revenue YoY
+9.9%
Net profit
$277.6M
Profit YoY
+27.7%
EPS
$3.57
EPS estimate
$3.08
Net margin
24.9%

EPS came in at 3.57 against a street estimate of 3.08 — a beat of 15.9%.

Key statistics

Market cap
$10.59B
P/E
11.8
Forward P/E
10.1
P/B
1.39
Book value
$97.41
EPS (TTM)
$11.86
Dividend yield
1.20%
52-week high
$152.78
52-week low
$101.90
50-day MA
$144.87
200-day MA
$128.23
Beta
0.78

Analyst view

Analysts rate UMB Financial Corporation a buy (8 buy, 3 hold, 0 sell out of 11) with an average price target of $170.07.

From the latest earnings call · 2026-07-29

CONFIDENT UMB delivered Q2 EPS $3.56 (beat $3.08 street est.), 12.6% annualized loan growth, stable deposits, 4bp core margin expansion. Management expects continued momentum; deposit growth seasonal Q3 low but pipeline strong. Q2 2026 All regions showing strong C&I growth; no regional weakness mentioned. Growth driven by market share gains across footprint. Analysts pressed loan paydown normalization (management: Q2 normalized vs. low Q1; no rate-driven acceleration expected), deposit competition (management: seasonal, not structural; long-term focus), and fee growth sustainability (management: strong pipelines, market share gains, mid-teens+ trajectory). Management deferred quarterly guidance, emphasizing Page 40 long-term trends over forward targets. 2026-07-29…

Full summary in the app.

Shareholding

Insiders
5.29%
Institutions
97.74%

Largest institutional holders

FundStake
BlackRock Inc12.30%
UMB Bank NA6.22%
Vanguard Portfolio Management, LLC5.45%
State Street Corp5.24%
Vanguard Capital Management, LLC4.08%
Dimensional Fund Advisors, Inc.3.99%
FMR Inc3.19%
Geode Capital Management, LLC2.56%

Recent filings & reports

DocumentDate
Reg FD disclosure · Q3 2026
UMB FINANCIAL CORPORATION 8-K SUMMARY HEADLINE NUMBERS • Company announced redemption of 2.75% Fixed-to-Floating Rate Subordinated Notes due 2031 •
2026-09-01
Quarterly report · Q2 2026
UMB FINANCIAL CORPORATION — 10-Q SUMMARY HEADLINE NUMBERS • Total assets: $72.3 billion (June 30, 2026) vs. $73.1 billion (December 31, 2025) • Net
2026-07-30
Results announced · Q3 2026
UMB FINANCIAL CORPORATION – Q2 2026 EARNINGS SUMMARY HEADLINE NUMBERS • GAAP net income available to common shareholders: $271.8 million, or $3.56 p
2026-07-28
Quarterly report · Q1 2026
UMB FINANCIAL CORPORATION – Q1 2026 10-Q SUMMARY HEADLINE NUMBERS • Total Assets: $72.67 billion (March 31, 2026) vs. $73.09 billion (December 31, 2
2026-04-30
Shareholder vote results · Q2 2026
UMB FINANCIAL CORPORATION – 8-K SUMMARY HEADLINE NUMBERS • Annual shareholder meeting held April 28, 2026 • Total shares outstanding and entitled to
2026-04-30
Results announced · Q2 2026
UMB FINANCIAL CORPORATION – Q1 2026 EARNINGS SUMMARY HEADLINE NUMBERS • Net income (GAAP): $255.6 million, or $3.35 per diluted share (Q1 2026) vs.
2026-04-28
Proxy statement · Q2 2026
UMB FINANCIAL CORPORATION PROXY SUMMARY WHAT SHAREHOLDERS ARE VOTING ON • Proposal #1: Election of 14 directors for terms ending at the 2027 annual
2026-03-12
Annual report FY2025
UMB FINANCIAL CORPORATION – 10-K SUMMARY FOR RETAIL INVESTORS HEADLINE NUMBERS • Company: UMB Financial Corporation, a bank holding company headquar
2026-02-26

Readable in the app.

Corporate actions

ActionDetailDate
Dividend$0.50 / share
ex-date Sep 10, 2026 · pay Oct 1, 2026
2026-09-10
Dividend$0.43 / share
ex-date Jun 10, 2026 · pay Jul 1, 2026
2026-06-10
Dividend$0.43 / share
ex-date Mar 10, 2026 · pay Apr 1, 2026
2026-03-10
Dividend$0.43 / share
ex-date Dec 10, 2025 · pay Jan 2, 2026
2025-12-10
Dividend$0.40 / share
ex-date Sep 10, 2025 · pay Oct 1, 2025
2025-09-10

Deals & corporate news

AnnouncementDate
Fourth quarter and full-year 2025 results with acquisition-related costs
UMB Financial Corporation reported strong fourth quarter 2025 results, with net income of $209.5 million ($2.74 per share), up 74.6% versus Q4 2024. Key drivers include the January 2025 comp
2026-01-27

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Data updated 2026-09-18.