US · Financial Services · Banks - Regional
EPS came in at 3.56 against a street estimate of 3.22 — a beat of 10.6%.
Analysts rate UMB Financial Corporation a buy (13 buy, 3 hold, 0 sell out of 16) with an average price target of $160.94.
CONFIDENT UMB delivered strong third-quarter growth, stable core margins, excellent credit, and expanding fee businesses. El Dorado adds low-cost deposits and liquidity, while fourth-quarter expenses rise modestly and loan production moderates. Q3 FY26 Management highlighted strong C&I activity in St. Louis, Texas and Utah, while El Dorado expands UMB across Sacramento, the Sierra Nevada, Lake Tahoe and Reno. Analysts focused on margin sensitivity, deposit funding, fee growth, loan production and El Dorado’s strategic fit. Management emphasized stable NIM, seasonal deposit improvement, continued fee momentum and disciplined tuck-in M&A. 2026-10-28…
Full summary in the app.
| Fund | Stake |
|---|---|
| BlackRock Inc | 13.45% |
| UMB Bank NA | 6.16% |
| Vanguard Portfolio Management, LLC | 5.55% |
| State Street Corp | 5.44% |
| Vanguard Capital Management, LLC | 4.12% |
| Dimensional Fund Advisors, Inc. | 3.99% |
| FMR Inc | 3.52% |
| Geode Capital Management, LLC | 2.72% |
| Document | Date |
|---|---|
| Quarterly report · Q3 2026 HEADLINE NUMBERS • Third-quarter 2026 net income was $278.085 million, up from $188.316 million in the third quarter of 2025. • Net income available | 2026-10-29 |
| Board / officer change · Q4 2026 OTHER NOTABLE POINTS • Effective October 28, 2026, Shannon A. Johnson will focus exclusively on her existing role as Chief Risk Officer of UMB Financ | 2026-10-29 |
| Results announced · Q4 2026 HEADLINE NUMBERS • GAAP net income available to common shareholders was $272.3 million, or $3.56 per diluted share, up 51.0% from Q3 2025 and broadly | 2026-10-27 |
| Reg FD disclosure · Q4 2026 HEADLINE NUMBERS • UMB Financial Corporation announced on October 27, 2026, that it signed an Agreement and Plan of Merger with El Dorado Savings Ban | 2026-10-27 |
| Reg FD disclosure · Q3 2026 UMB FINANCIAL CORPORATION 8-K SUMMARY HEADLINE NUMBERS • Company announced redemption of 2.75% Fixed-to-Floating Rate Subordinated Notes due 2031 • | 2026-09-01 |
| Quarterly report · Q2 2026 UMB FINANCIAL CORPORATION — 10-Q SUMMARY HEADLINE NUMBERS • Total assets: $72.3 billion (June 30, 2026) vs. $73.1 billion (December 31, 2025) • Net | 2026-07-30 |
| Results announced · Q3 2026 UMB FINANCIAL CORPORATION – Q2 2026 EARNINGS SUMMARY HEADLINE NUMBERS • GAAP net income available to common shareholders: $271.8 million, or $3.56 p | 2026-07-28 |
| Quarterly report · Q1 2026 UMB FINANCIAL CORPORATION – Q1 2026 10-Q SUMMARY HEADLINE NUMBERS • Total Assets: $72.67 billion (March 31, 2026) vs. $73.09 billion (December 31, 2 | 2026-04-30 |
Readable in the app.
| Action | Detail | Date |
|---|---|---|
| Dividend | $0.50 / share ex-date Dec 10, 2026 · pay Jan 4, 2027 | 2026-12-10 |
| Dividend | $0.50 / share ex-date Sep 10, 2026 · pay Oct 1, 2026 | 2026-09-10 |
| Dividend | $0.43 / share ex-date Jun 10, 2026 · pay Jul 1, 2026 | 2026-06-10 |
| Dividend | $0.43 / share ex-date Mar 10, 2026 · pay Apr 1, 2026 | 2026-03-10 |
| Dividend | $0.43 / share ex-date Dec 10, 2025 · pay Jan 2, 2026 | 2025-12-10 |
| Announcement | Date |
|---|---|
| Agreement to acquire El Dorado Savings Bank in a $506 million cash-and-stock transaction UMB Financial agreed to acquire El Dorado Savings Bank for approximately $506 million in a transaction consisting of 52% cash and 48% UMB stock. El Dorado, headquartered in Placerville, Cali | 2026-10-27 |
| Fourth quarter and full-year 2025 results with acquisition-related costs UMB Financial Corporation reported strong fourth quarter 2025 results, with net income of $209.5 million ($2.74 per share), up 74.6% versus Q4 2024. Key drivers include the January 2025 comp | 2026-01-27 |
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Open in the appGoogle PlayApp StoreData updated 2026-11-07.