US · Financial Services · Banks - Regional
EPS came in at 0.77 against a street estimate of 0.77 — a beat of 0.0%.
Analysts rate United Community Banks, Inc. a buy (3 buy, 4 hold, 0 sell out of 7) with an average price target of $40.88.
CONFIDENT UCB delivered stronger core growth, stable margin, excellent credit, and a cleaner balance sheet after exiting Navitas. Management expects fourth-quarter EPS of $0.80–$0.83, supported by loan growth, securities reinvestment, and asset sensitivity. Q3 FY26 No geographic segment results were discussed. Analysts focused on organic growth, deposit gathering, margin sensitivity, capital deployment, and credit trends. Management emphasized balance-sheet flexibility, disciplined pricing, and historically benign credit metrics. 2026-10-20…
Full summary in the app.
| Fund | Stake |
|---|---|
| BlackRock Inc | 14.46% |
| Vanguard Portfolio Management, LLC | 6.70% |
| FMR Inc | 6.63% |
| Dimensional Fund Advisors, Inc. | 5.48% |
| State Street Corp | 5.40% |
| Vanguard Capital Management, LLC | 4.48% |
| Neuberger Berman Group LLC | 2.91% |
| Earnest Partners LLC | 2.67% |
| Document | Date |
|---|---|
| Quarterly report · Q3 2026 HEADLINE NUMBERS • Third-quarter 2026 net loss was $139.745 million, compared with net income of $91.494 million in the third quarter of 2025. • Thi | 2026-11-04 |
| Results announced · Q4 2026 HEADLINE NUMBERS • Third-quarter 2026 GAAP EPS was $(1.16), versus $0.95 in the second quarter; operating EPS was $0.77, versus $0.71. • GAAP net lo | 2026-10-20 |
| Q4 2026 results deck | 2026-10-20 |
| Reg FD disclosure · Q3 2026 UNITED COMMUNITY BANKS, INC. – FORM 8-K SUMMARY HEADLINE NUMBERS • No specific financial metrics or numerical results disclosed in this filing • Docu | 2026-09-08 |
| Reg FD disclosure · Q3 2026 UNITED COMMUNITY BANKS, INC. - FORM 8-K SUMMARY HEADLINE NUMBERS • Report Date: September 8, 2026 • Company: United Community Banks, Inc. (NYSE: UCB | 2026-09-08 |
| Company announcement · Q3 2026 UNITED COMMUNITY BANKS, INC. – FORM 8-K SUMMARY BUSINESS & SEGMENT HIGHLIGHTS • United Community Banks, Inc. (ticker: UCB) completed the sale of two | 2026-09-01 |
| Board / officer change · Q3 2026 UNITED COMMUNITY BANKS, INC. – FORM 8-K SUMMARY HEADLINE NUMBERS • New CFO compensation package totals approximately $1.313 million in year-one valu | 2026-08-19 |
| Quarterly report · Q2 2026 UNITED COMMUNITY BANKS, INC. – Q2 2026 10-Q SUMMARY HEADLINE NUMBERS • Net Income (6 months): $199.9 million vs. $150.1 million prior year (+33.2%) | 2026-08-05 |
Readable in the app.
| Action | Detail | Date |
|---|---|---|
| Dividend | $0.26 / share ex-date Sep 15, 2026 · pay Oct 5, 2026 | 2026-09-15 |
| Dividend | $0.25 / share ex-date Jun 15, 2026 · pay Jul 3, 2026 | 2026-06-15 |
| Dividend | $0.25 / share ex-date Mar 13, 2026 · pay Apr 3, 2026 | 2026-03-13 |
| Dividend | $0.25 / share ex-date Dec 15, 2025 · pay Jan 5, 2026 | 2025-12-15 |
| Announcement | Date |
|---|---|
| Closes acquisition of Peach State Bancshares and Peach State Bank Trust United Community Banks, Inc. announced on August 3, 2026 that it has completed its acquisition of Peach State Bancshares, Inc. and its subsidiary Peach State Bank Trust. This was a previousl | 2026-08-03 |
| Merger with Peach State Bancshares progresses toward August closing United Community Banks, Inc. announced that its acquisition of Peach State Bancshares is progressing toward completion. Key milestones: United has received all required regulatory approvals | 2026-07-10 |
| Sale of equipment lease financing and reinsurance subsidiaries to Navitas TopCo United Community Banks is selling its equipment lease financing subsidiary (Navitas Credit Corp.) and reinsurance subsidiary to Navitas TopCo LLC for approximately $1.9 billion in cash. The | 2026-06-12 |
| Agreement to merge with Peach State Bancshares announced United Community Banks announced on April 21, 2026, that it will acquire Peach State Bancshares in an all-stock merger deal. Under the agreement, Peach State will merge into United, with Uni | 2026-04-21 |
| Board approves $100 million common stock repurchase program United Community Banks' Board of Directors approved a $100 million stock repurchase program on December 8, 2025. The company can buy back shares starting after its current program expires on | 2025-12-08 |
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Open in the appGoogle PlayApp StoreData updated 2026-11-07.