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USFinancial Services

United Community Banks, Inc. (UCB)

US · Financial Services · Banks - Regional

$34.64-0.57%
Last close · 2026-09-17

Latest quarter · ended 2026-06-30

Revenue
$382.8M
Revenue YoY
+1.7%
Net profit
$115.6M
Profit YoY
+46.9%
EPS
$0.71
EPS estimate
$0.80
Net margin
30.2%

EPS came in at 0.71 against a street estimate of 0.80 — a miss of 11.3%.

Key statistics

Market cap
$4.23B
P/E
11.5
Forward P/E
12.5
P/B
1.14
Book value
$31.27
EPS (TTM)
$3.06
Dividend yield
2.85%
52-week high
$36.91
52-week low
$27.78
50-day MA
$35.57
200-day MA
$33.62
Beta
0.83

Analyst view

Analysts rate United Community Banks, Inc. a buy (4 buy, 3 hold, 0 sell out of 7) with an average price target of $40.00.

Shareholding

Insiders
0.44%
Institutions
89.35%

Largest institutional holders

FundStake
BlackRock Inc14.81%
FMR Inc7.42%
Vanguard Portfolio Management, LLC6.67%
Dimensional Fund Advisors, Inc.5.51%
State Street Corp5.17%
Vanguard Capital Management, LLC4.46%
Neuberger Berman Group LLC2.90%
Earnest Partners LLC2.78%

Recent filings & reports

DocumentDate
Reg FD disclosure · Q3 2026
UNITED COMMUNITY BANKS, INC. – FORM 8-K SUMMARY HEADLINE NUMBERS • No specific financial metrics or numerical results disclosed in this filing • Docu
2026-09-08
Reg FD disclosure · Q3 2026
UNITED COMMUNITY BANKS, INC. - FORM 8-K SUMMARY HEADLINE NUMBERS • Report Date: September 8, 2026 • Company: United Community Banks, Inc. (NYSE: UCB
2026-09-08
Company announcement · Q3 2026
UNITED COMMUNITY BANKS, INC. – FORM 8-K SUMMARY BUSINESS & SEGMENT HIGHLIGHTS • United Community Banks, Inc. (ticker: UCB) completed the sale of two
2026-09-01
Board / officer change · Q3 2026
UNITED COMMUNITY BANKS, INC. – FORM 8-K SUMMARY HEADLINE NUMBERS • New CFO compensation package totals approximately $1.313 million in year-one valu
2026-08-19
Quarterly report · Q2 2026
UNITED COMMUNITY BANKS, INC. – Q2 2026 10-Q SUMMARY HEADLINE NUMBERS • Net Income (6 months): $199.9 million vs. $150.1 million prior year (+33.2%)
2026-08-05
Q3 2026 results deck
UNITED COMMUNITY BANKS, INC. – 2Q26 SUMMARY HEADLINE NUMBERS • Total Assets: $29.1 billion • Total Deposits: $23.7 billion • Total Loans: $19.9 bill
2026-07-21
Q2 2026 results deck
UNITED COMMUNITY BANK – NAVITAS SALE SUMMARY HEADLINE NUMBERS • Purchase Price: $1.9 billion for Navitas Credit Corp and NLFC Reinsurance Corp • Pre
2026-06-12
Quarterly report · Q1 2026
UNITED COMMUNITY BANKS, INC. – Q1 2026 10-Q SUMMARY HEADLINE NUMBERS • Net income: $84.3 million for Q1 2026 vs. $71.4 million in Q1 2025 (+18% year
2026-05-06

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Corporate actions

ActionDetailDate
Dividend$0.26 / share
ex-date Sep 15, 2026 · pay Oct 5, 2026
2026-09-15
Dividend$0.25 / share
ex-date Jun 15, 2026 · pay Jul 3, 2026
2026-06-15
Dividend$0.25 / share
ex-date Mar 13, 2026 · pay Apr 3, 2026
2026-03-13
Dividend$0.25 / share
ex-date Dec 15, 2025 · pay Jan 5, 2026
2025-12-15
Dividend$0.25 / share
ex-date Sep 15, 2025 · pay Oct 3, 2025
2025-09-15

Deals & corporate news

AnnouncementDate
Closes acquisition of Peach State Bancshares and Peach State Bank Trust
United Community Banks, Inc. announced on August 3, 2026 that it has completed its acquisition of Peach State Bancshares, Inc. and its subsidiary Peach State Bank Trust. This was a previousl
2026-08-03
Merger with Peach State Bancshares progresses toward August closing
United Community Banks, Inc. announced that its acquisition of Peach State Bancshares is progressing toward completion. Key milestones: United has received all required regulatory approvals
2026-07-10
Sale of equipment lease financing and reinsurance subsidiaries to Navitas TopCo
United Community Banks is selling its equipment lease financing subsidiary (Navitas Credit Corp.) and reinsurance subsidiary to Navitas TopCo LLC for approximately $1.9 billion in cash. The
2026-06-12
Agreement to merge with Peach State Bancshares announced
United Community Banks announced on April 21, 2026, that it will acquire Peach State Bancshares in an all-stock merger deal. Under the agreement, Peach State will merge into United, with Uni
2026-04-21
Board approves $100 million common stock repurchase program
United Community Banks' Board of Directors approved a $100 million stock repurchase program on December 8, 2025. The company can buy back shares starting after its current program expires on
2025-12-08

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Data updated 2026-09-18.