US · Financial Services · Credit Services
EPS came in at 2.68 against a street estimate of 2.48 — a beat of 8.1%.
Analysts rate Synchrony Financial a buy (14 buy, 9 hold, 0 sell out of 23) with an average price target of $87.00.
CONFIDENT Synchrony reported strong third-quarter growth, improving credit, and raised full-year EPS to approximately $9.50, while elevated expenses and payment rates remain watchpoints. Q3 FY26 The company discussed sales platforms, not geographic regions. Analysts focused on fourth-quarter earnings cadence, elevated payment rates, consumer resilience, agentic commerce, and expense pressure. Management emphasized strong credit and spending while attributing near-term pressure to portfolio mix, operational losses, and planned technology investment. 2026-10-20…
Full summary in the app.
| Fund | Stake |
|---|---|
| BlackRock Inc | 9.49% |
| Vanguard Capital Management, LLC | 6.77% |
| Capital World Investors | 5.81% |
| Vanguard Portfolio Management, LLC | 5.56% |
| State Street Corp | 5.45% |
| Bank of America Corp | 4.54% |
| The Goldman Sachs Group Inc | 3.10% |
| Geode Capital Management, LLC | 3.03% |
| Document | Date |
|---|---|
| Quarterly report · Q3 2026 HEADLINE NUMBERS • Synchrony Financial reported third-quarter 2026 net earnings of $892 million, down from $1.1 billion in the third quarter of 2025. | 2026-10-22 |
| Reg FD disclosure · Q4 2026 HEADLINE NUMBERS • Synchrony Financial furnished monthly charge-off and delinquency statistics covering the thirteen months ended September 30, 2026. | 2026-10-20 |
| Results announced · Q4 2026 HEADLINE NUMBERS • Third-quarter 2026 net earnings were $892 million, down 17.2% from $1,077 million in 3Q’25. Net earnings available to common stock | 2026-10-20 |
| Reg FD disclosure · Q3 2026 SYNCHRONY FINANCIAL - FORM 8-K SUMMARY HEADLINE NUMBERS • This is a routine regulatory filing (Form 8-K) dated September 14, 2026, with no material | 2026-09-14 |
| Results announced · Q3 2026 SYNCHRONY FINANCIAL – CREDIT STATISTICS SUMMARY Monthly Data as of July 31, 2026 --- HEADLINE NUMBERS • Period-end loan receivables: $102.6 billion | 2026-08-17 |
| Company announcement · Q3 2026 SYNCHRONY FINANCIAL – 8-K SUMMARY HEADLINE NUMBERS • Synchrony Financial issued $600 million in 5.450% Fixed-to-Floating Rate Senior Notes due 2030 | 2026-07-31 |
| Quarterly report · Q2 2026 SYNCHRONY FINANCIAL – Q2 2026 10-Q SUMMARY HEADLINE NUMBERS • Net earnings: $885 million (Q2 2026) vs $967 million (Q2 2025); $1.690 billion (H1 202 | 2026-07-23 |
| Reg FD disclosure · Q3 2026 SYNCHRONY FINANCIAL – FORM 8-K SUMMARY HEADLINE NUMBERS • No specific financial metrics, earnings figures, or balance sheet numbers disclosed in thi | 2026-07-21 |
Readable in the app.
| Action | Detail | Date |
|---|---|---|
| Dividend | $0.34 / share ex-date Nov 5, 2026 · pay Nov 16, 2026 | 2026-11-05 |
| Dividend | $0.34 / share ex-date Aug 5, 2026 · pay Aug 17, 2026 | 2026-08-05 |
| Dividend | $0.30 / share ex-date May 5, 2026 · pay May 15, 2026 | 2026-05-05 |
| Dividend | $0.30 / share ex-date Feb 6, 2026 · pay Feb 17, 2026 | 2026-02-06 |
| Dividend | $0.30 / share ex-date Nov 5, 2025 · pay Nov 17, 2025 | 2025-11-05 |
Technicals, trade setups with a published hit rate, AI analysis and earnings-call summaries for Synchrony Financial — free to start.
Open in the appGoogle PlayApp StoreData updated 2026-11-07.