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USFinancial Services

PennyMac Finl Svcs Inc (PFSI)

US · Financial Services · Mortgage Finance

$66.51+0.85%
Last close · 2026-09-17

Latest quarter · ended 2026-06-30

Revenue
$972.2M
Revenue YoY
+4.4%
Net profit
$21.7M
Profit YoY
-84.1%
EPS
$1.39
EPS estimate
$2.08
Net margin
2.2%

EPS came in at 1.39 against a street estimate of 2.08 — a miss of 33.2%.

Key statistics

Market cap
$3.43B
P/E
9.4
Forward P/E
5.4
P/B
0.82
Book value
$83.49
EPS (TTM)
$7.04
Dividend yield
1.76%
52-week high
$158.66
52-week low
$65.03
50-day MA
$77.53
200-day MA
$96.29
Beta
1.43

Analyst view

Analysts rate PennyMac Finl Svcs Inc a buy (6 buy, 2 hold, 0 sell out of 8) with an average price target of $90.57.

From the latest earnings call · 2026-07-29

MIXED PennyMac reported $0.41 GAAP EPS, well below consensus $2.08, but adjusted EPS of $1.39 reflects solid operations. Rate headwinds cut origination demand; management cutting $60M costs while investing in AI/automation for structural ROE recovery to mid-teens by 2027. Q2 2026 Analysts pressed on ROE path feasibility in high rates, cost-capacity balance, and leverage post-Cenlar. Management emphasized rate-independent efficiency drivers (tech spend down, automation, subservicing fees) and reiterated 2027 inflection despite 2026 headwinds. 2026-07-29…

Full summary in the app.

Shareholding

Insiders
34.56%
Institutions
66.58%

Largest institutional holders

FundStake
MFN Partners Management, LP8.72%
T. Rowe Price Investment Management,Inc.6.93%
BlackRock Inc4.24%
Dimensional Fund Advisors, Inc.4.10%
Donald Smith & Co Inc3.62%
Vanguard Portfolio Management, LLC3.19%
Vanguard Capital Management, LLC2.49%
State Street Corp1.65%

Recent filings & reports

DocumentDate
Reg FD disclosure · Q3 2026
PENNYMAC FINANCIAL SERVICES, INC. - FORM 8-K SUMMARY HEADLINE NUMBERS • No specific financial metrics or headline numbers are disclosed in this filin
2026-09-14
Quarterly report · Q2 2026
PENNYMAC FINANCIAL SERVICES, INC. - Q2 2026 10-Q SUMMARY HEADLINE NUMBERS • Total Assets: $29.86 billion (June 30, 2026) vs. $29.39 billion (Decembe
2026-08-04
Results announced · Q3 2026
PENNYMAC FINANCIAL SERVICES Q2 2026 EARNINGS SUMMARY HEADLINE NUMBERS • Net income: $22 million, or $0.41 diluted EPS (down 84% year-over-year) • Ad
2026-07-29
Board / officer change · Q2 2026
PENNYMAC FINANCIAL SERVICES, INC. – FORM 8-K SUMMARY HEADLINE NUMBERS • Report Date: June 5, 2026 • Company: PennyMac Financial Services, Inc. (NYSE
2026-06-11
Shareholder vote results · Q2 2026
PENNYMAC FINANCIAL SERVICES, INC. - FORM 8-K SUMMARY HEADLINE NUMBERS • Shareholder Meeting Date: June 3, 2026 • Total Shares Entitled to Vote: 51,9
2026-06-04
Quarterly report · Q1 2026
PENNYMAC FINANCIAL SERVICES, INC. — Q1 2026 SUMMARY --- HEADLINE NUMBERS • Total Assets: $31.9 billion (March 31, 2026) vs. $29.4 billion (December
2026-05-05
Results announced · Q2 2026
PENNYMAC FINANCIAL SERVICES Q1 2026 RESULTS SUMMARY HEADLINE NUMBERS • Net income: $82.3 million ($1.53 diluted EPS) • Adjusted net income: $117.7 m
2026-05-05
Proxy statement · Q2 2026
PENNYMAC FINANCIAL SERVICES, INC. – 2026 PROXY SUMMARY WHAT SHAREHOLDERS ARE VOTING ON • Proposal 1: Election of 10 Director Nominees — Vote FOR eac
2026-04-20

Readable in the app.

Corporate actions

ActionDetailDate
Dividend$0.30 / share
ex-date Aug 17, 2026 · pay Aug 27, 2026
2026-08-17
Dividend$0.30 / share
ex-date May 18, 2026 · pay May 28, 2026
2026-05-18
Dividend$0.30 / share
ex-date Feb 13, 2026 · pay Feb 26, 2026
2026-02-13
Dividend$0.30 / share
ex-date Nov 17, 2025 · pay Nov 26, 2025
2025-11-17
Dividend$0.30 / share
ex-date Aug 13, 2025 · pay Aug 22, 2025
2025-08-13

Deals & corporate news

AnnouncementDate
Enters definitive agreement to acquire Cenlar Capital subservicing business
PennyMac Financial Services announced on February 11, 2026, that it has signed a definitive agreement to acquire the subservicing business of Cenlar Capital Corporation. Subservicing involve
2026-02-11

See the full picture

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Data updated 2026-09-18.