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Old Second Bancorp Inc (OSBC)

US · Financial Services · Banks - Regional

$24.40+0.21%
Last close · 2026-11-06

Latest quarter · ended 2026-09-30

Revenue
$115.2M
Revenue YoY
-0.3%
Net profit
$28.9M
Profit YoY
+193.2%
EPS
$0.55
EPS estimate
$0.59
Net margin
25.1%

EPS came in at 0.55 against a street estimate of 0.59 — a miss of 6.8%.

Key statistics

Market cap
$1.25B
P/E
11.5
Forward P/E
8.6
P/B
1.41
Book value
$17.78
EPS (TTM)
$2.14
Dividend yield
1.15%
52-week high
$25.98
52-week low
$17.38
50-day MA
$24.99
200-day MA
$22.48
Beta
0.77

Analyst view

Analysts rate Old Second Bancorp Inc a buy (5 buy, 1 hold, 0 sell out of 6) with an average price target of $28.00.

From the latest earnings call · 2026-10-22

MIXED Strong margin and improving credit metrics were offset by a $12.7 million charge-off, flat loans, deposit runoff and an expected five-basis-point margin decline. Q3 FY26 Analysts focused on whether credit losses had peaked, why margin pressure could emerge, and how buybacks would coexist with M&A. Management emphasized improving credit trends, funding-cost pressure and substantial capital flexibility. 2026-10-22…

Full summary in the app.

Shareholding

Insiders
4.46%
Institutions
79.88%

Largest institutional holders

FundStake
BlackRock Inc8.45%
Dimensional Fund Advisors, Inc.4.91%
Vanguard Capital Management, LLC4.28%
State Street Corp3.62%
Davis Asset Management, L.P.3.54%
American Century Companies Inc3.51%
The Goldman Sachs Group Inc3.19%
FJ Capital Management LLC2.87%

Recent filings & reports

DocumentDate
Results announced · Q4 2026
HEADLINE NUMBERS • Old Second Bancorp reported third-quarter 2026 net income of $28.9 million, or $0.56 per diluted share, versus $28.2 million, or $
2026-10-21
Company announcement · Q4 2026
HEADLINE NUMBERS • Old Second Bancorp’s Board declared a cash dividend of $0.08 per share. • The dividend is payable on November 9, 2026, to shareho
2026-10-20
Board / officer change · Q4 2026
RETIREMENT ANNOUNCEMENT • Gary Collins, Vice Chairman of Old Second Bancorp, Inc. and Old Second National Bank, will retire effective October 31, 202
2026-10-19
Company announcement · Q4 2026
HEADLINE NUMBERS • Old Second Bancorp, Inc. will release its third-quarter 2026 financial results after the market closes on October 21, 2026. • The
2026-10-01
Quarterly report · Q2 2026
OLD SECOND BANCORP INC - Q2 2026 SUMMARY HEADLINE NUMBERS • Total Assets: $6,870,305 thousand (June 30, 2026) vs. $6,902,675 thousand (Dec 31, 2025)
2026-08-06
Results announced · Q3 2026
OLD SECOND BANCORP, INC. - Q2 2026 EARNINGS SUMMARY HEADLINE NUMBERS • Net Income: $28.2 million ($0.54 per diluted share) in Q2 2026, up from $25.6
2026-07-22
Company announcement · Q3 2026
OLD SECOND BANCORP INC - SUMMARY FOR RETAIL INVESTORS HEADLINE NUMBERS • Company declared a cash dividend of $0.07 per share on July 21, 2026 • Divi
2026-07-21
Board / officer change · Q3 2026
OLD SECOND BANCORP INC - FORM 8-K SUMMARY HEADLINE NUMBERS • Company: Old Second Bancorp, Inc. (NASDAQ: OSBC) • Headquarters: 37 South River Street,
2026-07-08

Readable in the app.

Corporate actions

ActionDetailDate
Dividend$0.08 / share
ex-date Oct 30, 2026 · pay Nov 9, 2026
2026-10-30
Dividend$0.07 / share
ex-date Jul 31, 2026 · pay Aug 10, 2026
2026-07-31
Dividend$0.07 / share
ex-date May 1, 2026 · pay May 11, 2026
2026-05-01
Dividend$0.07 / share
ex-date Jan 30, 2026 · pay Feb 9, 2026
2026-01-30
Dividend$0.07 / share
ex-date Oct 31, 2025 · pay Nov 10, 2025
2025-10-31

Deals & corporate news

AnnouncementDate
Board declared a $0.08 per-share cash dividend payable November 9, 2026
Old Second Bancorp’s board declared a quarterly cash dividend of $0.08 per common share. Shareholders must own the stock by October 30, 2026, to receive the dividend, which will be paid on N
2026-10-20
Board authorizes new $61.2 million share repurchase program
Old Second Bancorp's Board of Directors authorized a new share repurchase program allowing the company to buy back up to $61.2 million of its own stock between July 1, 2026 and June 30, 2027
2026-06-25
Board authorizes share repurchase program up to $43.9 million
Old Second Bancorp's Board of Directors authorized a stock buyback program for up to $43.9 million of the company's common stock. The Federal Reserve Bank of Chicago approved this repurchase
2026-01-29

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Other Financial Services companies

Data updated 2026-11-07.