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NBT Bancorp Inc (NBTB)

US · Financial Services · Banks - Regional

$52.83-0.26%
Last close · 2026-11-06

Latest quarter · ended 2026-09-30

Revenue
$245.3M
Revenue YoY
+2.7%
Net profit
$58.0M
Profit YoY
+6.5%
EPS
$1.11
EPS estimate
$1.09
Net margin
23.7%

EPS came in at 1.11 against a street estimate of 1.09 — a beat of 1.8%.

Key statistics

Market cap
$2.75B
P/E
12.5
Forward P/E
13.4
P/B
1.41
Book value
$37.40
EPS (TTM)
$4.25
Dividend yield
2.80%
52-week high
$55.35
52-week low
$38.15
50-day MA
$51.44
200-day MA
$47.85
Beta
0.50

Analyst view

Analysts rate NBT Bancorp Inc a hold (2 buy, 5 hold, 0 sell out of 7) with an average price target of $57.33.

From the latest earnings call · 2026-10-28

CONFIDENT NBT Bancorp delivered record third-quarter earnings, supported by loan growth, margin expansion and diversified fees. Management expects broadly consistent fourth-quarter loan growth, stable expenses and 3%–5% 2027 loan growth, while semiconductor investments offer longer-term upside. Q3 FY26 Semiconductor investment around Micron, GlobalFoundries and related projects is expected to support construction, housing, workforce development and business growth across NBT’s footprint. Analysts focused on loan growth, payoffs, margins, expenses, deposits, semiconductor opportunities and credit. Management emphasized disciplined growth, neutral rate sensitivity, active funding management and longer-term regional upside. 2026-10-28…

Full summary in the app.

Shareholding

Insiders
2.83%
Institutions
69.68%

Largest institutional holders

FundStake
BlackRock Inc14.40%
Vanguard Portfolio Management, LLC6.64%
State Street Corp5.26%
Dimensional Fund Advisors, Inc.4.63%
Vanguard Capital Management, LLC4.34%
FMR Inc3.35%
Geode Capital Management, LLC2.68%
Northern Trust Corp1.38%

Recent filings & reports

DocumentDate
Reg FD disclosure · Q4 2026
OTHER NOTABLE POINTS • NBT Bancorp Inc. filed a Form 8-K dated November 3, 2026. • The filing reports that the company made an investor presentation
2026-11-03
Results announced · Q4 2026
HEADLINE NUMBERS • NBT Bancorp reported record third-quarter 2026 net income of $58.0 million, or $1.11 per diluted common share, versus $54.5 millio
2026-10-27
Board / officer change · Q3 2026
NBT BANCORP INC. - FORM 8-K SUMMARY HEADLINE NUMBERS • Board size increased from 12 to 13 directors • One new director appointed effective October 1
2026-09-21
Reg FD disclosure · Q3 2026
NBT BANCORP INC. (NASDAQ: NBTB) – FORM 8-K SUMMARY HEADLINE NUMBERS • No financial figures disclosed – This filing is a Regulation FD disclosure ann
2026-09-08
Quarterly report · Q2 2026
NBT BANCORP INC. – FORM 10-Q SUMMARY Quarter Ended June 30, 2026 --- HEADLINE NUMBERS • Total Assets: $16.21 billion (up from $15.99 billion at Dec
2026-08-07
Results announced · Q3 2026
NBT BANCORP INC. – Q2 2026 EARNINGS SUMMARY HEADLINE NUMBERS • Net income Q2 2026: $53.0 million ($1.02 diluted EPS) vs. $22.5 million ($0.44 EPS) i
2026-07-27
Shareholder vote results · Q2 2026
NBT BANCORP INC. - FORM 8-K SUMMARY HEADLINE NUMBERS • Annual Meeting held May 19, 2026 • Q2 2026 cash dividend approved: $0.37 per share • Dividend
2026-05-19
Reg FD disclosure · Q2 2026
NBT BANCORP INC. (NASDAQ: NBTB) – 8-K SUMMARY HEADLINE NUMBERS • No specific financial figures disclosed in this filing • Company headquarters: 52
2026-05-18

Readable in the app.

Corporate actions

ActionDetailDate
Dividend$0.40 / share
ex-date Dec 1, 2026 · pay Dec 15, 2026
2026-12-01
Dividend$0.40 / share
ex-date Sep 1, 2026 · pay Sep 15, 2026
2026-09-01
Dividend$0.37 / share
ex-date Jun 1, 2026 · pay Jun 15, 2026
2026-06-01
Dividend$0.37 / share
ex-date Mar 2, 2026 · pay Mar 16, 2026
2026-03-02
Dividend$0.37 / share
ex-date Dec 1, 2025 · pay Dec 15, 2025
2025-12-01

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Data updated 2026-11-07.