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Live Oak Bancshares, Inc. (LOB)

US · Financial Services · Banks - Regional

$33.92+0.06%
Last close · 2026-11-06

Latest quarter · ended 2026-09-30

Revenue
$302.1M
Revenue YoY
+16.9%
Net profit
$26.4M
Profit YoY
-0.6%
EPS
$0.52
EPS estimate
$0.64
Net margin
8.7%

EPS came in at 0.52 against a street estimate of 0.64 — a miss of 18.8%.

Key statistics

Market cap
$1.60B
P/E
12.3
Forward P/E
8.0
P/B
1.34
Book value
$26.13
EPS (TTM)
$2.81
Dividend yield
0.34%
52-week high
$44.50
52-week low
$29.26
50-day MA
$37.17
200-day MA
$38.10
Beta
1.94

Analyst view

Analysts rate Live Oak Bancshares, Inc. a buy (2 buy, 3 hold, 0 sell out of 5) with an average price target of $40.50.

From the latest earnings call · 2026-10-22

MIXED Live Oak delivered record growth and operating leverage, but earnings missed expectations because of additional distillery credit provisions and continued commercial-credit lumpiness. Q3 2026 No geographic regions were discussed. Analysts focused on distillery losses, commercial-credit volatility, loan growth, margin sensitivity, deposits, and small-business health. Management emphasized conservative underwriting, resilient borrowers, stable margin expectations, and continued growth despite funding competition. 2026-10-22…

Full summary in the app.

Shareholding

Insiders
22.87%
Institutions
72.63%

Largest institutional holders

FundStake
T. Rowe Price Investment Management,Inc.13.95%
BlackRock Inc7.58%
Vanguard Capital Management, LLC3.57%
Dimensional Fund Advisors, Inc.3.48%
State Street Corp2.95%
Barrow Hanley Mewhinney & Strauss LLC2.93%
Gilder Gagnon Howe & CO LLC2.42%
Vanguard Portfolio Management, LLC2.15%

Recent filings & reports

DocumentDate
Results announced · Q4 2026
HEADLINE NUMBERS • Third-quarter 2026 net income attributable to common shareholders was $24.3 million, or $0.52 per diluted common share. • Net inc
2026-10-21
Board / officer change · Q4 2026
OTHER NOTABLE POINTS • Live Oak Bancshares reported that Renato Derraik is resigning as Chief Information & Digital Officer of Live Oak Banking Compa
2026-10-20
Company announcement · Q3 2026
LIVE OAK BANCSHARES, INC. - FORM 8-K SUMMARY HEADLINE NUMBERS • Company: Live Oak Bancshares, Inc. (NYSE: LOB) • Report Date: August 28, 2026 • Head
2026-08-28
Company announcement · Q3 2026
LIVE OAK BANCSHARES, INC. - FORM 8-K SUMMARY HEADLINE NUMBERS • Cash dividend declared on Voting Common Stock: $0.03 per share • Cash dividend decla
2026-08-18
Quarterly report · Q2 2026
LIVE OAK BANCSHARES, INC. - Q2 2026 10-Q SUMMARY HEADLINE NUMBERS • Total Assets: $16,038,141 thousand (June 30, 2026) vs $15,134,778 thousand (Dece
2026-08-04
Results announced · Q3 2026
LIVE OAK BANCSHARES, INC. – Q2 2026 RESULTS SUMMARY HEADLINE NUMBERS • Net income attributable to common shareholders: $34.7 million in Q2 2026 • Di
2026-07-22
Board / officer change · Q3 2026
LIVE OAK BANCSHARES, INC. – FORM 8-K SUMMARY HEADLINE NUMBERS • Matthew S. Diffley appointed as Principal Accounting Officer effective July 1, 2026
2026-07-02
Quarterly report · Q1 2026
LIVE OAK BANCSHARES, INC. – Q1 2026 10-Q SUMMARY HEADLINE NUMBERS • Total assets: $15.3 billion as of March 31, 2026 (up from $15.1 billion at Decem
2026-05-05

Readable in the app.

Corporate actions

ActionDetailDate
Dividend$0.03 / share
ex-date Sep 1, 2026 · pay Sep 15, 2026
2026-09-01
Dividend$0.03 / share
ex-date Jun 2, 2026 · pay Jun 15, 2026
2026-06-02
Dividend$0.03 / share
ex-date Mar 5, 2026 · pay Mar 15, 2026
2026-03-05
Dividend$0.03 / share
ex-date Dec 2, 2025 · pay Dec 15, 2025
2025-12-02

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Data updated 2026-11-07.