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USFinancial Services

Lemonade Inc (LMND)

US · Financial Services · Insurance - Property & Casualty

$48.58+0.02%
Last close · 2026-09-17

Latest quarter · ended 2026-06-30

Revenue
$274.0M
Revenue YoY
+67.0%
Net profit
$-43.4M
EPS
$-0.56
EPS estimate
$-0.56
Net margin
-15.8%

EPS came in at -0.56 against a street estimate of -0.56 — a beat of 0.0%.

Key statistics

Market cap
$3.82B
Forward P/E
0.0
P/B
7.65
Book value
$6.46
EPS (TTM)
$-1.82
52-week high
$99.90
52-week low
$46.16
50-day MA
$57.64
200-day MA
$64.02
Beta
1.87

Analyst view

Analysts rate Lemonade Inc a sell (1 buy, 4 hold, 4 sell out of 9) with an average price target of $59.22.

From the latest earnings call · 2026-07-29

CONFIDENT Lemonade delivered accelerating growth (IFP +32.5% YoY to $1.43B) with record profitability progress. Adjusted EBITDA loss narrowed to $19M, tracking Q4 2026 positive breakeven. LAE ratio of 5% halves industry average. On track for positive 2027 full-year EBITDA. Q2 2026 No regional breakdown provided. Company noted 14 new state-product launches in past 100 days; nationwide renters availability approaching; car expansion ongoing with majority of US drivers to have access by end of 2027. Analysts probed growth spend efficiency, distribution strategy amid AI, and reserve release trends. Management consistently emphasized gross profit over margin, structural technology advantage, and 2027 as inflection toward operating leverage. Tim Bixby CFO transition to Nick Stead announced. 2026-07-29…

Full summary in the app.

Shareholding

Insiders
8.56%
Institutions
61.49%

Largest institutional holders

FundStake
JPMorgan Chase & Co6.80%
BlackRock Inc6.42%
Vanguard Capital Management, LLC3.90%
Vanguard Portfolio Management, LLC3.85%
Baillie Gifford & Co Limited.3.55%
Geode Capital Management, LLC2.22%
State Street Corp2.01%
Jane Street Group LLC1.57%

Recent filings & reports

DocumentDate
Quarterly report · Q2 2026
LEMONADE, INC. – FORM 10-Q SUMMARY (Q2 2026) HEADLINE NUMBERS • Total Revenue (Q2 2026): $294.4 million (Q2 2025: $164.1 million) — 79% increase • T
2026-08-04
Board / officer change · Q3 2026
LEMONADE, INC. (LMND) – FORM 8-K SUMMARY HEADLINE NUMBERS • No financial metrics or performance numbers disclosed in this filing • Filing date: July
2026-07-29
Results announced · Q3 2026
LEMONADE Q2 2026 SHAREHOLDER LETTER SUMMARY HEADLINE NUMBERS • In Force Premium (IFP): $1,434 million, up 32% year-over-year (11th consecutive quart
2026-07-29
Material agreement · Q2 2026
LEMONADE, INC. - FORM 8-K SUMMARY As of June 22, 2026 --- HEADLINE NUMBERS • Financing Agreement Amount: Up to $250 million in capital available fr
2026-06-24
Shareholder vote results · Q2 2026
LEMONADE, INC. - FORM 8-K SUMMARY Date of Report: June 3, 2026 --- HEADLINE NUMBERS • Annual stockholder meeting held on June 3, 2026 • Total share
2026-06-05
Quarterly report · Q1 2026
LEMONADE, INC. - Q1 2026 10-Q SUMMARY HEADLINE NUMBERS • Q1 2026 net loss: $35.8 million (loss per share: $0.47), compared to Q1 2025 net loss of $6
2026-04-30
Proxy statement · Q2 2026
LEMONADE, INC. – 2026 PROXY STATEMENT SUMMARY --- WHAT SHAREHOLDERS ARE VOTING ON • Proposal 1: Elect two Class III Directors—Michael Eisenberg and
2026-04-22
Annual report FY2025
LEMONADE, INC. - 2025 ANNUAL REPORT SUMMARY HEADLINE NUMBERS • Market capitalization: approximately $2.88 billion as of June 30, 2025 (based on $43.
2026-02-25

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Other Financial Services companies

Data updated 2026-09-18.