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USFinancial Services

First Commonwealth Financial (FCF)

US · Financial Services · Banks - Regional

$21.15-0.28%
Last close · 2026-09-17

Latest quarter · ended 2026-06-30

Revenue
$67.0M
Revenue YoY
-63.5%
Net profit
$44.6M
Profit YoY
+33.5%
EPS
$0.44
EPS estimate
$0.42
Net margin
66.6%

EPS came in at 0.44 against a street estimate of 0.42 — a beat of 4.8%.

Key statistics

Market cap
$2.15B
P/E
13.0
Forward P/E
10.9
P/B
1.37
Book value
$15.58
EPS (TTM)
$1.64
Dividend yield
2.59%
52-week high
$22.19
52-week low
$14.56
50-day MA
$21.06
200-day MA
$18.80
Beta
0.73

Analyst view

Analysts rate First Commonwealth Financial a buy (3 buy, 3 hold, 0 sell out of 6) with an average price target of $24.08.

From the latest earnings call · 2026-07-29

CONFIDENT FCF beat Q2 EPS estimates on improved margins, solid loan/deposit growth, and strengthened capital. Credit remains elevated but stabilizing. Management guides low-4% NIM and mid-single-digit loan growth H2 2026. Q2 2026 Community PA and Cincinnati drove deposit and loan growth H2 2026. Management expects all 5 regions to grow in second half. Analysts pressed on payoff sustainability (management cites portfolio composition shift and granular growth strategy), deposit competition timing (management acknowledges recent CD pressure, will price competitively), and NIM drivers (discussed marginal yields and replacement rates showing upside on fixed rate but zero on variable rate). 2026-07-29…

Full summary in the app.

Shareholding

Insiders
1.62%
Institutions
80.40%

Largest institutional holders

FundStake
BlackRock Inc14.57%
Dimensional Fund Advisors, Inc.6.37%
Vanguard Portfolio Management, LLC6.16%
State Street Corp4.87%
Vanguard Capital Management, LLC4.37%
Franklin Templeton Inc4.20%
Fuller & Thaler Asset Management Inc2.69%
Geode Capital Management, LLC2.48%

Recent filings & reports

DocumentDate
Quarterly report · Q2 2026
FIRST COMMONWEALTH FINANCIAL CORPORATION – FORM 10-Q SUMMARY For the Six Months Ended June 30, 2026 --- HEADLINE NUMBERS • Net Income (Six Months):
2026-08-10
Charter / bylaws change · Q3 2026
FIRST COMMONWEALTH FINANCIAL CORPORATION – FORM 8-K SUMMARY OTHER NOTABLE POINTS • Company: First Commonwealth Financial Corporation, Pennsylvania-b
2026-07-31
Results announced · Q3 2026
FIRST COMMONWEALTH FINANCIAL CORPORATION Q2 2026 EARNINGS SUMMARY HEADLINE NUMBERS • Net income: $44.6 million (Q2 2026) vs. $37.5 million (Q1 2026)
2026-07-28
Quarterly report · Q1 2026
FIRST COMMONWEALTH FINANCIAL CORPORATION — Q1 2026 10-Q SUMMARY HEADLINE NUMBERS • Net income Q1 2026: $37.5 million vs. $32.7 million Q1 2025 (+14.
2026-05-11
Shareholder vote results · Q2 2026
FIRST COMMONWEALTH FINANCIAL CORPORATION - 8-K SUMMARY HEADLINE NUMBERS • Annual shareholder meeting held April 28, 2026 • All 12 director nominees
2026-05-01
Results announced · Q2 2026
FIRST COMMONWEALTH FINANCIAL CORPORATION – Q1 2026 EARNINGS SUMMARY --- HEADLINE NUMBERS • Net income: $37.5 million ($0.37 diluted EPS) for Q1 202
2026-04-28
Proxy statement · Q2 2026
FIRST COMMONWEALTH FINANCIAL CORPORATION – 2026 PROXY SUMMARY --- CEO TOTAL COMPENSATION AND CHANGE • CEO T. Michael Price's 2025 total compensatio
2026-03-19
Annual report FY2025
FIRST COMMONWEALTH FINANCIAL CORPORATION – 10-K SUMMARY HEADLINE NUMBERS • Total Assets: $12.3 billion (as of December 31, 2025) • Total Loans: $9.8
2026-03-02

Readable in the app.

Corporate actions

ActionDetailDate
Dividend$0.14 / share
ex-date Aug 7, 2026 · pay Aug 21, 2026
2026-08-07
Dividend$0.14 / share
ex-date May 8, 2026 · pay May 22, 2026
2026-05-08
Dividend$0.14 / share
ex-date Feb 6, 2026 · pay Feb 20, 2026
2026-02-06
Dividend$0.14 / share
ex-date Nov 7, 2025 · pay Nov 21, 2025
2025-11-07

Deals & corporate news

AnnouncementDate
Board authorizes new $25.0 million share repurchase program
First Commonwealth Financial Corporation announced on December 1, 2025 that its Board of Directors authorized a new $25 million share repurchase program. Under this program, the company's ma
2025-12-01

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Other Financial Services companies

Data updated 2026-09-18.