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USFinancial Services

EZCORP Inc (EZPW)

US · Financial Services · Credit Services

$31.64+2.93%
Last close · 2026-09-17

Latest quarter · ended 2026-06-30

Revenue
$418.7M
Revenue YoY
+34.7%
Net profit
$38.2M
Profit YoY
+44.1%
EPS
$0.47
EPS estimate
$0.39
Net margin
9.1%

EPS came in at 0.47 against a street estimate of 0.39 — a beat of 20.5%.

Key statistics

Market cap
$2.00B
P/E
16.7
Forward P/E
15.0
P/B
1.74
Book value
$18.95
EPS (TTM)
$1.95
52-week high
$37.13
52-week low
$16.50
50-day MA
$31.65
200-day MA
$27.59
Beta
0.64

Analyst view

Analysts rate EZCORP Inc a buy (3 buy, 2 hold, 0 sell out of 5) with an average price target of $40.80.

From the latest earnings call · 2026-08-06

CONFIDENT EZCORP delivered Q3 FY26 with adjusted EBITDA +48% to $65.6M and adjusted EPS +47% to $0.47, driven by core pawn strength across all regions. Gold normalization expected; scrap margin to decline to 15–20% range. M&A pipeline robust, SMG now 100% owned. Q3 FY26 Latin America delivered strongest momentum with jewelry lending driving 50% of PLO (vs. ~30–35% historically). U.S. remained stable with solid operating leverage. SMG integration is multi-quarter process; full synergy realization pending system migration. Analysts pressed gold price sensitivity (would PLO grow same if gold lower?) and scrap margin normalization impact. Management emphasized customer cash need (not collateral optimization) drives core pawn; scrap margin expected to normalize 15–20% if gold stable, reducing year-over-year earnings comparisons. Consensus: core business (ex-scrap) remains strong. 2026-08-06…

Full summary in the app.

Shareholding

Insiders
4.44%
Institutions
123.62%

Largest institutional holders

FundStake
BlackRock Inc11.46%
FMR Inc10.97%
Capital Research Global Investors5.74%
Dimensional Fund Advisors, Inc.4.99%
Two Sigma Investments LLC4.10%
Vanguard Capital Management, LLC4.00%
Renaissance Technologies Corp3.51%
UBS Group AG3.11%

Recent filings & reports

DocumentDate
Quarterly report · Q3 FY2026
EZCORP, INC. - FORM 10-Q SUMMARY For Quarter Ended June 30, 2026 --- HEADLINE NUMBERS • Total revenues (9 months): $1,247.6 million, up 33% from $9
2026-08-05
Results announced · Q4 FY2026
EZCORP Q3 FISCAL 2026 RESULTS SUMMARY HEADLINE NUMBERS • Net income: $38.2 million, up 44% year-over-year; adjusted net income $37.2 million, up 52%
2026-08-05
Company announcement · Q3 FY2026
EZCORP, INC. - FORM 8-K SUMMARY HEADLINE NUMBERS • EZCORP acquired controlling interest in Founders One, LLC (and its subsidiary Simple Management G
2026-05-18
Quarterly report · Q2 FY2026
EZCORP, INC. – FORM 10-Q SUMMARY (Q2 2026) HEADLINE NUMBERS • Total revenues (6 months ended March 31, 2026): $828.9 million, up 32.3% from $626.5 m
2026-05-06
Results announced · Q3 FY2026
EZCORP INC. – Q2 FISCAL 2026 RESULTS SUMMARY HEADLINE NUMBERS • Net income attributable to EZCORP: $49.1 million, up 93% year-over-year • Adjusted n
2026-05-06
Shareholder vote results · Q2 FY2026
EZCORP, INC. (EZPW) - FORM 8-K SUMMARY HEADLINE NUMBERS • Company held Annual Meeting of Stockholders on March 26, 2026 • 2,970,171 shares of Class B
2026-03-27
Quarterly report · Q1 FY2026
EZCORP, INC. - FORM 10-Q SUMMARY FOR RETAIL INVESTORS HEADLINE NUMBERS • Net Income (Q1 FY2026): $44.3 million vs. $31.0 million prior year (43% inc
2026-02-04
Annual report FY2025
EZCORP, INC. - FORM 10-K SUMMARY FOR RETAIL INVESTORS HEADLINE NUMBERS • Total locations: 1,360 pawn stores across U.S., Mexico, Guatemala, El Salva
2025-11-13

Readable in the app.

Deals & corporate news

AnnouncementDate
Acquisition of controlling interest in pawn store operator completed
EZCORP, Inc. completed a significant expansion by acquiring controlling interest in Founders One, LLC and its subsidiary Simple Management Group (SMG), which operates 107 pawn stores across
2026-05-18
Acquisition of controlling interest in Founders One, LLC expanding pawn store footprint
EZCORP, Inc. announced on January 5, 2026, that it has acquired a controlling interest in Founders One, LLC. This acquisition significantly expands EZCORP's pawn store network by 105 locatio
2026-01-05

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Data updated 2026-09-18.