US · Technology · Software - Application
EPS came in at 2.64 against a street estimate of 3.91 — a miss of 32.5%.
Analysts rate Dave Inc a buy (13 buy, 3 hold, 0 sell out of 16) with an average price target of $441.14.
CONFIDENT Dave delivered 30% YoY revenue growth to $171M with 48% EBITDA growth. Raised full-year guidance across all metrics. Nine consecutive quarters of 30%+ growth; member acquisition accelerated while CAC held flat. Q2 2026 Not discussed on call. Analysts pressed on fee-cap monetization impact (modest Q2, substantial forward), Flex cannibalization (none observed), and marketing spend metrics (positive returns driving H2 acceleration). Management emphasized TAM size, credit differentiation, and cohort-based ARPU expansion as core strategy. 2026-08-05…
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| Fund | Stake |
|---|---|
| BlackRock Inc | 13.08% |
| Hood River Capital Management LLC | 8.66% |
| Divisadero Street Capital Management, LP | 5.48% |
| FMR Inc | 3.76% |
| Vanguard Capital Management, LLC | 3.72% |
| State Street Corp | 3.19% |
| Renaissance Technologies Corp | 2.88% |
| Geode Capital Management, LLC | 2.68% |
| Document | Date |
|---|---|
| Quarterly report · Q3 2026 HEADLINE NUMBERS • Third-quarter 2026 revenue was $197.704 million, up from $150.725 million in the third quarter of 2025. • Nine-month 2026 revenue | 2026-11-04 |
| Results announced · Q4 2026 HEADLINE NUMBERS • Q3 2026 revenue increased 31% year over year to $197.7 million, or $198 million rounded. • GAAP net income was $63.8 million, com | 2026-11-04 |
| Board / officer change · Q3 2026 DAVE INC. (NASDAQ: DAVE) – 8-K SUMMARY OTHER NOTABLE POINTS • Director Resignation: Yadin Rozov resigned from the Board of Directors effective immed | 2026-08-14 |
| Quarterly report · Q2 2026 DAVE INC. — Q2 2026 10-Q SUMMARY --- HEADLINE NUMBERS • Cash and cash equivalents: $209.6 million as of June 30, 2026 (up from $80.5 million at Dec | 2026-08-05 |
| Results announced · Q3 2026 DAVE INC. Q2 2026 FINANCIAL RESULTS SUMMARY HEADLINE NUMBERS • Q2 2026 revenue: $170.8 million, up 30% year-over-year • Net income: $6.7 million (in | 2026-08-05 |
| Shareholder vote results · Q2 2026 DAVE INC. (NASDAQ: DAVE) – 8-K SUMMARY HEADLINE NUMBERS • Annual Meeting held June 2, 2026 with 22,436,216 votes cast (91.05% quorum of 24,640,106 t | 2026-06-02 |
| Quarterly report · Q1 2026 DAVE INC. — FORM 10-Q SUMMARY FOR RETAIL INVESTOR Quarter Ended March 31, 2026 --- HEADLINE NUMBERS • Total operating revenues (Q1 2026): $158.4 mi | 2026-05-05 |
| Results announced · Q2 2026 DAVE INC. – Q1 2026 FINANCIAL SUMMARY HEADLINE NUMBERS • Revenue: $158.4 million, up 47% year-over-year (vs. $108.0 million in Q1 2025) • Net Incom | 2026-05-05 |
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| Announcement | Date |
|---|---|
| 2026 revenue, adjusted EBITDA and adjusted diluted EPS guidance raised Dave reported a strong third quarter for 2026. Revenue rose 31% year over year to $198 million, while adjusted EBITDA increased 39% to $82 million, a 41% margin. Net income was $64 million, | 2026-11-04 |
| Raises 2026 revenue, adjusted EBITDA and diluted EPS guidance Dave Inc., a neobank, reported strong Q2 2026 results with revenue growing 30% year-over-year to $170.8 million, driven by member growth and higher average revenue per user (ARPU). The compa | 2026-08-05 |
| Raises 2026 revenue, adjusted EBITDA and diluted EPS guidance Dave Inc., a neobank, reported strong Q1 2026 results beating expectations. Revenue grew 47% year-over-year to $158.4 million, driven by 18% growth in monthly transacting members (2.99 milli | 2026-05-05 |
| Convertible notes issued; $70.5M used for share repurchase program Dave Inc. issued convertible notes (debt securities that can be converted into stock) totaling an unspecified principal amount on March 9, 2026. Up to 949,340 shares of common stock may be i | 2026-03-09 |
| Entered into material definitive agreement for strategic acquisition Dave Inc. announced on March 4, 2026, that it is issuing $175 million in convertible senior notes due 2031 with 0% interest rate. The underwriters (J.P. Morgan, UBS, and Evercore) have an op | 2026-03-06 |
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Open in the appGoogle PlayApp StoreData updated 2026-11-07.