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USTechnology

Dave Inc (DAVE)

US · Technology · Software - Application

$356.49-2.55%
Last close · 2026-09-17

Latest quarter · ended 2026-06-30

Revenue
$170.8M
Revenue YoY
+29.6%
Net profit
$6.7M
Profit YoY
-26.0%
EPS
$0.49
EPS estimate
$3.13
Net margin
3.9%

EPS came in at 0.49 against a street estimate of 3.13 — a miss of 84.3%.

Key statistics

Market cap
$4.47B
P/E
22.6
Forward P/E
16.7
P/B
21.52
Book value
$16.30
EPS (TTM)
$15.54
52-week high
$458.25
52-week low
$152.21
50-day MA
$377.81
200-day MA
$263.41
Beta
3.84

Analyst view

Analysts rate Dave Inc a strong buy (8 buy, 0 hold, 0 sell out of 8) with an average price target of $441.46.

From the latest earnings call · 2026-08-05

CONFIDENT Dave delivered 30% YoY revenue growth to $171M with 48% EBITDA growth. Raised full-year guidance across all metrics. Nine consecutive quarters of 30%+ growth; member acquisition accelerated while CAC held flat. Q2 2026 Not discussed on call. Analysts pressed on fee-cap monetization impact (modest Q2, substantial forward), Flex cannibalization (none observed), and marketing spend metrics (positive returns driving H2 acceleration). Management emphasized TAM size, credit differentiation, and cohort-based ARPU expansion as core strategy. 2026-08-05…

Full summary in the app.

Shareholding

Insiders
10.70%
Institutions
109.88%

Largest institutional holders

FundStake
Hood River Capital Management LLC8.98%
BlackRock Inc6.50%
Divisadero Street Capital Management, LP5.02%
Vanguard Capital Management, LLC3.95%
Renaissance Technologies Corp3.39%
Geode Capital Management, LLC2.56%
Susquehanna International Group, LLP2.52%
Dimensional Fund Advisors, Inc.2.00%

Recent filings & reports

DocumentDate
Board / officer change · Q3 2026
DAVE INC. (NASDAQ: DAVE) – 8-K SUMMARY OTHER NOTABLE POINTS • Director Resignation: Yadin Rozov resigned from the Board of Directors effective immed
2026-08-14
Quarterly report · Q2 2026
DAVE INC. — Q2 2026 10-Q SUMMARY --- HEADLINE NUMBERS • Cash and cash equivalents: $209.6 million as of June 30, 2026 (up from $80.5 million at Dec
2026-08-05
Results announced · Q3 2026
DAVE INC. Q2 2026 FINANCIAL RESULTS SUMMARY HEADLINE NUMBERS • Q2 2026 revenue: $170.8 million, up 30% year-over-year • Net income: $6.7 million (in
2026-08-05
Shareholder vote results · Q2 2026
DAVE INC. (NASDAQ: DAVE) – 8-K SUMMARY HEADLINE NUMBERS • Annual Meeting held June 2, 2026 with 22,436,216 votes cast (91.05% quorum of 24,640,106 t
2026-06-02
Quarterly report · Q1 2026
DAVE INC. — FORM 10-Q SUMMARY FOR RETAIL INVESTOR Quarter Ended March 31, 2026 --- HEADLINE NUMBERS • Total operating revenues (Q1 2026): $158.4 mi
2026-05-05
Results announced · Q2 2026
DAVE INC. – Q1 2026 FINANCIAL SUMMARY HEADLINE NUMBERS • Revenue: $158.4 million, up 47% year-over-year (vs. $108.0 million in Q1 2025) • Net Incom
2026-05-05
Proxy statement · Q2 2026
DAVE INC. — 2026 ANNUAL MEETING PROXY SUMMARY --- WHAT SHAREHOLDERS ARE VOTING ON • Proposal One: Elect Dan Preston as a Class II director for a th
2026-04-20
Annual report FY2025
DAVE INC. – 10-K SUMMARY FOR RETAIL INVESTORS HEADLINE NUMBERS • Market Capitalization (June 30, 2025): Approximately $3.052 billion (based on $268.
2026-03-02

Readable in the app.

Deals & corporate news

AnnouncementDate
Raises 2026 revenue, adjusted EBITDA and diluted EPS guidance
Dave Inc., a neobank, reported strong Q2 2026 results with revenue growing 30% year-over-year to $170.8 million, driven by member growth and higher average revenue per user (ARPU). The compa
2026-08-05
Raises 2026 revenue, adjusted EBITDA and diluted EPS guidance
Dave Inc., a neobank, reported strong Q1 2026 results beating expectations. Revenue grew 47% year-over-year to $158.4 million, driven by 18% growth in monthly transacting members (2.99 milli
2026-05-05
Convertible notes issued; $70.5M used for share repurchase program
Dave Inc. issued convertible notes (debt securities that can be converted into stock) totaling an unspecified principal amount on March 9, 2026. Up to 949,340 shares of common stock may be i
2026-03-09
Entered into material definitive agreement for strategic acquisition
Dave Inc. announced on March 4, 2026, that it is issuing $175 million in convertible senior notes due 2031 with 0% interest rate. The underwriters (J.P. Morgan, UBS, and Evercore) have an op
2026-03-06
2026 outlook established; share repurchase authorization increased to $300M
Dave Inc., a neobank, reported exceptional financial results for Q4 2025 and full year 2025. Q4 revenue grew 62% year-over-year to $163.7 million, while full-year 2025 revenue increased 60%
2026-03-02

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Data updated 2026-09-18.