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Community Bank System Inc (CBU)

US · Financial Services · Banks - Regional

$64.74+0.15%
Last close · 2026-11-06

Latest quarter · ended 2026-09-30

Revenue
$272.0M
Revenue YoY
+6.2%
Net profit
$61.3M
Profit YoY
+11.3%
EPS
$1.21
EPS estimate
$1.19
Net margin
22.5%

EPS came in at 1.21 against a street estimate of 1.19 — a beat of 1.7%.

Key statistics

Market cap
$3.32B
P/E
14.2
Forward P/E
15.8
P/B
1.62
Book value
$38.77
EPS (TTM)
$4.46
Dividend yield
3.03%
52-week high
$70.56
52-week low
$51.83
50-day MA
$61.55
200-day MA
$62.87
Beta
0.78

Analyst view

Analysts rate Community Bank System Inc a hold (1 buy, 5 hold, 0 sell out of 6) with an average price target of $69.00.

From the latest earnings call · 2026-10-27

CONFIDENT Record operating results continued, helped by margin expansion and diversified fee businesses. Management lowered full-year loan-growth expectations but raised net interest income guidance. Q3 FY26 Management described execution as strong across the footprint, highlighting Buffalo, Syracuse, Southern New Hampshire, Massachusetts and Pennsylvania expansion. Analysts focused on loan demand, balance-sheet deployment, fee-business growth, branch expansion and capital allocation. Management emphasized strong pipelines, disciplined pricing, securities cash flows and active acquisitions. margin expanded while loan growth outlook softened CEO: The pipeline is strong, but larger payoffs mean fourth-quarter loan growth will moderate 2026-10-27…

Full summary in the app.

Shareholding

Insiders
0.76%
Institutions
80.06%

Largest institutional holders

FundStake
BlackRock Inc14.36%
FMR Inc6.99%
Vanguard Portfolio Management, LLC6.75%
Neuberger Berman Group LLC6.57%
State Street Corp6.30%
Vanguard Capital Management, LLC4.49%
Dimensional Fund Advisors, Inc.3.50%
Morgan Stanley - Brokerage Accounts3.20%

Recent filings & reports

DocumentDate
Results announced · Q4 2026
HEADLINE NUMBERS • Q3 2026 net income was $61.3 million, or $1.16 per share, compared with $55.1 million, or $1.04 per share, in Q3 2025. • Operatin
2026-10-27
Reg FD disclosure · Q3 2026
DOCUMENT SUMMARY: COMMUNITY FINANCIAL SYSTEM, INC. (NYSE: CBU) HEADLINE NUMBERS • Filing Type: Form 8-K Current Report filed August 21, 2026 • Compa
2026-08-21
Quarterly report · Q2 2026
COMMUNITY FINANCIAL SYSTEM, INC. — Q2 2026 SUMMARY HEADLINE NUMBERS • Total assets: $17,763,770 thousand (June 30, 2026) vs. $17,303,296 thousand (D
2026-08-07
Results announced · Q3 2026
COMMUNITY FINANCIAL SYSTEM, INC. – Q2 2026 RESULTS SUMMARY --- HEADLINE NUMBERS • Net Income: $61.3 million for Q2 2026 ($1.16 per share), up 19.6%
2026-07-28
Company announcement · Q2 2026
COMMUNITY FINANCIAL SYSTEM, INC. — FORM 8-K SUMMARY HEADLINE NUMBERS • Acquisition closed: Community Bank, N.A. (wholly-owned subsidiary of Communit
2026-06-01
Shareholder vote results · Q2 2026
FORM 8-K SUMMARY: COMMUNITY FINANCIAL SYSTEM, INC. HEADLINE NUMBERS • Annual Shareholders Meeting held virtually on May 20, 2026 • Company ticker: C
2026-05-22
Quarterly report · Q1 2026
COMMUNITY FINANCIAL SYSTEM, INC. – Q1 2026 SUMMARY HEADLINE NUMBERS • Net Income (Q1 2026): $57,218 thousand ($57.2 million), up 15.2% from $49,614
2026-05-08
Proxy statement · Q2 2026
COMMUNITY FINANCIAL SYSTEM, INC. - PROXY STATEMENT SUMMARY WHAT SHAREHOLDERS ARE VOTING ON • Proposal 1: Election of 12 Directors – Vote FOR each no
2026-03-27

Readable in the app.

Corporate actions

ActionDetailDate
Dividend$0.49 / share
ex-date Dec 15, 2026 · pay Jan 11, 2027
2026-12-15
Dividend$0.49 / share
ex-date Sep 15, 2026 · pay Oct 13, 2026
2026-09-15
Dividend$0.47 / share
ex-date Jun 15, 2026 · pay Jul 10, 2026
2026-06-15
Dividend$0.47 / share
ex-date Mar 16, 2026 · pay Apr 10, 2026
2026-03-16
Dividend$0.47 / share
ex-date Dec 12, 2025 · pay Jan 12, 2026
2025-12-12

Deals & corporate news

AnnouncementDate
Subsidiary completed acquisition of ClearPoint Federal Bank Trust
Community Financial System, Inc. announced on June 1, 2026 that its subsidiary Community Bank completed its acquisition of ClearPoint Federal Bank Trust, a federally chartered savings associ
2026-06-01
Subsidiary enters merger agreement to acquire ClearPoint Federal Bank Trust
On January 15, 2026, Community Financial System, Inc. announced that its subsidiary, Community Bank, N.A., has agreed to acquire ClearPoint Federal Bank Trust, a federally chartered savings
2026-01-15
Annual stock repurchase program authorized for 2.6 million shares
Community Financial System, Inc. announced two executive changes effective January 1, 2026. Jeffrey M. Levy retired as Senior Vice President and Chief Banking Officer of Community Bank, N.A.
2026-01-06
Completed acquisition of seven branches and wealth management relationships
Community Financial System, Inc. completed its acquisition of seven branches in the Allentown, Pennsylvania area from Santander Bank on November 7, 2025. The deal, originally announced in Ju
2025-11-10

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Data updated 2026-11-07.