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Credit Acceptance Corporation (CACC)

US · Financial Services · Credit Services

$529.56+1.34%
Last close · 2026-11-06

Latest quarter · ended 2026-09-30

Revenue
$594.6M
Revenue YoY
+3.2%
Net profit
$-56.6M
Profit YoY
-152.3%
EPS
$13.01
EPS estimate
$11.94
Net margin
-9.5%

EPS came in at 13.01 against a street estimate of 11.94 — a beat of 9.0%.

Key statistics

Market cap
$5.30B
P/E
16.2
Forward P/E
8.9
P/B
3.64
Book value
$137.05
EPS (TTM)
$32.24
52-week high
$668.86
52-week low
$405.00
50-day MA
$557.42
200-day MA
$538.17
Beta
1.46

Analyst view

Analysts rate Credit Acceptance Corporation a hold (0 buy, 3 hold, 0 sell out of 3) with an average price target of $556.67.

From the latest earnings call · 2026-10-29

MIXED Strong origination growth and dealer expansion were offset by a major portfolio forecast reduction, producing a GAAP loss despite higher adjusted earnings and economic profit. Q3 FY26 The call did not provide geographic performance breakdowns. Analysts pressed management on whether the forecast revision would structurally reduce adjusted yields and what caused the underperformance. Management emphasized cohort-level analysis, older vintages and improved newer-loan pricing rather than litigation or a broad deterioration in the business. 2026-10-29…

Full summary in the app.

Shareholding

Insiders
37.60%
Institutions
78.35%

Largest institutional holders

FundStake
Prescott General Partners LLC13.84%
BlackRock Inc6.19%
Boston Partners Global Investors, Inc5.53%
GOBI CAPITAL LLC3.45%
Beck, Mack & Oliver LLC2.95%
Wellington Management Company LLP2.51%
Dimensional Fund Advisors, Inc.2.29%
Vanguard Portfolio Management, LLC2.17%

Recent filings & reports

DocumentDate
Quarterly report · Q3 2026
HEADLINE NUMBERS • Third-quarter 2026 revenue was $594.6 million, up from $582.4 million in Q3 2025. • Q3 2026 net loss was $56.6 million, or $(5.43
2026-10-29
Results announced · Q4 2026
HEADLINE NUMBERS • GAAP net loss was $56.6 million, or $5.43 per diluted share, versus GAAP net income of $108.2 million, or $9.43 per diluted share,
2026-10-29
Material agreement · Q3 2026
CREDIT ACCEPTANCE CORPORATION (CACC) - FORM 8-K SUMMARY HEADLINE NUMBERS • Company extended two major financing facilities on September 15, 2026 • T
2026-09-21
Material agreement · Q3 2026
CREDIT ACCEPTANCE CORPORATION – FORM 8-K SUMMARY HEADLINE NUMBERS • Settlement total: $709.5 million in combined payments and debt relief - $15.5
2026-09-18
Board / officer change · Q3 2026
CREDIT ACCEPTANCE CORPORATION (CACC) – FORM 8-K SUMMARY HEADLINE NUMBERS • CFO separation cost: $4,000 lump sum payment for COBRA benefit premiums •
2026-09-04
Material agreement · Q3 2026
CREDIT ACCEPTANCE CORPORATION – FORM 8-K SUMMARY August 20, 2026 --- HEADLINE NUMBERS • $600.0 million asset-backed non-recourse secured financing
2026-08-25
Quarterly report · Q2 2026
CREDIT ACCEPTANCE CORPORATION – Q2 2026 10-Q SUMMARY HEADLINE NUMBERS • Net income (6 months ended June 30, 2026): $271.7 million, up 40% vs. $193.7
2026-08-04
Results announced · Q3 2026
CREDIT ACCEPTANCE CORPORATION – Q2 2026 EARNINGS SUMMARY HEADLINE NUMBERS • GAAP net income: $135.9 million ($12.66 per diluted share) for Q2 2026 •
2026-08-04

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Other Financial Services companies

Data updated 2026-11-07.