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USFinancial Services

Credit Acceptance Corporation (CACC)

US · Financial Services · Credit Services

$590.41-1.85%
Last close · 2026-09-17

Latest quarter · ended 2026-06-30

Revenue
$587.4M
Revenue YoY
+2.1%
Net profit
$135.9M
Profit YoY
+55.5%
EPS
$12.12
EPS estimate
$11.85
Net margin
23.1%

EPS came in at 12.12 against a street estimate of 11.85 — a beat of 2.3%.

Key statistics

Market cap
$6.24B
P/E
13.2
Forward P/E
11.1
P/B
3.92
Book value
$153.13
EPS (TTM)
$45.40
52-week high
$668.86
52-week low
$401.90
50-day MA
$595.32
200-day MA
$524.81
Beta
1.35

Analyst view

Analysts rate Credit Acceptance Corporation a hold (0 buy, 3 hold, 1 sell out of 4) with an average price target of $636.67.

From the latest earnings call · 2026-08-04

CONFIDENT CACC posted 71% GAAP EPS growth to $12.66, up 21% adjusted. Volume declined 1% YoY but returned to growth in June-July. Credit stable; forecasted cash flows down 0.3% vs 0.5% prior year. New data-driven strategy and segmentation gaining traction. Q2 2026 No geographic breakdown provided in call. Analysts pressed prepayment headwind sustainability and management transition credibility. Management defended new leadership's subprime experience and emphasized data transformation as driver of change, while maintaining core expertise continuity. 2026-08-04…

Full summary in the app.

Shareholding

Insiders
46.08%
Institutions
76.48%

Largest institutional holders

FundStake
Prescott General Partners LLC13.84%
Boston Partners Global Investors, Inc5.53%
GOBI CAPITAL LLC3.45%
Beck, Mack & Oliver LLC2.98%
Wellington Management Company LLP2.51%
Dimensional Fund Advisors, Inc.2.29%
BlackRock Inc2.23%
Universal- Beteiligungs- und Servicegesellschaft mbH2.06%

Recent filings & reports

DocumentDate
Board / officer change · Q3 2026
CREDIT ACCEPTANCE CORPORATION (CACC) – FORM 8-K SUMMARY HEADLINE NUMBERS • CFO separation cost: $4,000 lump sum payment for COBRA benefit premiums •
2026-09-04
Material agreement · Q3 2026
CREDIT ACCEPTANCE CORPORATION – FORM 8-K SUMMARY August 20, 2026 --- HEADLINE NUMBERS • $600.0 million asset-backed non-recourse secured financing
2026-08-25
Quarterly report · Q2 2026
CREDIT ACCEPTANCE CORPORATION – Q2 2026 10-Q SUMMARY HEADLINE NUMBERS • Net income (6 months ended June 30, 2026): $271.7 million, up 40% vs. $193.7
2026-08-04
Results announced · Q3 2026
CREDIT ACCEPTANCE CORPORATION – Q2 2026 EARNINGS SUMMARY HEADLINE NUMBERS • GAAP net income: $135.9 million ($12.66 per diluted share) for Q2 2026 •
2026-08-04
Board / officer change · Q3 2026
CREDIT ACCEPTANCE CORPORATION (CACC) - FORM 8-K SUMMARY OTHER NOTABLE POINTS • Chief Technology Officer Departure: Ravi Mohan, CTO, resigned effecti
2026-07-24
Quarterly report · Q1 2026
CREDIT ACCEPTANCE CORPORATION - Q1 2026 10-Q SUMMARY HEADLINE NUMBERS • Net Income: $135.8 million for Q1 2026, up 27.8% from $106.3 million in Q1 2
2026-05-05
Proxy statement · Q2 2026
CREDIT ACCEPTANCE CORPORATION – 2026 PROXY SUMMARY --- CEO TOTAL COMPENSATION & CHANGE • New CEO Vinayak R. Hegde became Chief Executive Officer an
2026-04-28
Annual report FY2025
CREDIT ACCEPTANCE CORPORATION - 10-K SUMMARY HEADLINE NUMBERS • Shares Outstanding: 10,747,682 shares as of February 6, 2026 • Market Cap (as of Jun
2026-02-13

Readable in the app.

Deals & corporate news

AnnouncementDate
Board authorizes repurchase of up to two million shares of common stock
Credit Acceptance Corporation's Board of Directors authorized the repurchase of up to 2 million additional shares of company stock on September 29, 2025. This adds to the company's existing
2025-09-30

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Data updated 2026-09-18.