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USFinancial Services

Bread Financial Holdings, Inc. (BFH)

US · Financial Services · Credit Services

$108.21+0.33%
Last close · 2026-09-17

Latest quarter · ended 2026-06-30

Revenue
$1.19B
Revenue YoY
+3.4%
Net profit
$146.0M
Profit YoY
+5.0%
EPS
$3.55
EPS estimate
$2.52
Net margin
12.3%

EPS came in at 3.55 against a street estimate of 2.52 — a beat of 40.9%.

Key statistics

Market cap
$4.20B
P/E
8.5
Forward P/E
8.1
P/B
1.21
Book value
$86.95
EPS (TTM)
$12.89
Dividend yield
0.85%
52-week high
$114.28
52-week low
$53.23
50-day MA
$105.70
200-day MA
$86.96
Beta
1.13

Analyst view

Analysts rate Bread Financial Holdings, Inc. a hold (5 buy, 8 hold, 3 sell out of 16) with an average price target of $115.41.

Shareholding

Insiders
1.49%
Institutions
107.97%

Largest institutional holders

FundStake
BlackRock Inc11.00%
Dimensional Fund Advisors, Inc.8.05%
Vanguard Portfolio Management, LLC7.17%
Turtle Creek Asset Management Inc.6.33%
Vanguard Capital Management, LLC4.87%
American Century Companies Inc4.66%
Allianz Asset Management AG4.66%
State Street Corp4.59%

Recent filings & reports

DocumentDate
Reg FD disclosure · Q3 2026
BREAD FINANCIAL HOLDINGS, INC. - FORM 8-K SUMMARY HEADLINE NUMBERS • Report Date: September 15, 2026 • Performance Update Period: As of and for the
2026-09-15
Material agreement · Q3 2026
BREAD FINANCIAL HOLDINGS, INC. – FORM 8-K SUMMARY BUSINESS & SEGMENT HIGHLIGHTS • Company filed applications in December 2025 to merge Comenity Bank
2026-09-08
Reg FD disclosure · Q3 2026
BREAD FINANCIAL HOLDINGS, INC. - FORM 8-K SUMMARY HEADLINE INFORMATION • Company: Bread Financial Holdings, Inc. • Ticker: BFH (Common Stock on NYSE
2026-08-17
Quarterly report · Q2 2026
BREAD FINANCIAL HOLDINGS, INC. - Q2 2026 10-Q SUMMARY HEADLINE NUMBERS • Credit Sales: $7.5 billion, up 11% year-over-year • Average Credit Card and
2026-07-28
Reg FD disclosure · Q3 2026
BREAD FINANCIAL HOLDINGS, INC. - FORM 8-K SUMMARY HEADLINE NUMBERS • Report Date: July 23, 2026 • Performance Update Period: As of and for the perio
2026-07-23
Results announced · Q3 2026
BREAD FINANCIAL HOLDINGS, INC. — Q2 2026 EARNINGS SUMMARY HEADLINE NUMBERS • Net Income: $146 million (up 5% YoY) • Earnings Per Diluted Share (EPS)
2026-07-23
Quarterly report · Q1 2026
BREAD FINANCIAL HOLDINGS, INC. - Q1 2026 10-Q SUMMARY HEADLINE NUMBERS • Credit Sales: $6.5 billion, up 7% year-over-year • Total Net Interest and N
2026-04-28
Proxy statement · Q2 2026
BREAD FINANCIAL HOLDINGS, INC. — PROXY STATEMENT SUMMARY --- EXECUTIVE PAY • CEO Ralph Andretta's 2025 Total Compensation: Not explicitly stated in
2026-04-07

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Corporate actions

ActionDetailDate
Dividend$0.23 / share
ex-date Aug 31, 2026 · pay Sep 15, 2026
2026-08-31
Dividend$0.23 / share
ex-date May 29, 2026 · pay Jun 15, 2026
2026-05-29
Dividend$0.23 / share
ex-date Feb 27, 2026 · pay Mar 16, 2026
2026-02-27
Dividend$0.23 / share
ex-date Nov 7, 2025 · pay Dec 12, 2025
2025-11-07

Deals & corporate news

AnnouncementDate
Board approves $600 million increase to share repurchase authorization
Bread Financial Holdings announced on February 26, 2026, that its Board of Directors approved a $600 million increase to the company's existing share repurchase authorization. This means the
2026-02-26
$200 million share repurchase authorization increase and quarterly dividend declared
Bread Financial Holdings reported Q3 2025 earnings on October 23, 2025. While the 8-K filing itself doesn't contain specific financial numbers (those are in attached exhibits), the company's
2025-10-23

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Data updated 2026-09-18.