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USFinancial Services

Affirm Holdings Inc (AFRM)

US · Financial Services · Credit Services

$70.28-1.82%
Last close · 2026-09-17

Latest quarter · ended 2026-06-30

Revenue
$1.09B
Revenue YoY
+24.3%
Net profit
$1.62B
Profit YoY
+2234.7%
EPS
$4.62
EPS estimate
$0.33
Net margin
148.4%

EPS came in at 4.62 against a street estimate of 0.33 — a beat of 1300.0%.

Key statistics

Market cap
$22.94B
P/E
12.3
Forward P/E
35.7
P/B
4.19
Book value
$16.26
EPS (TTM)
$5.51
52-week high
$92.56
52-week low
$42.09
50-day MA
$76.67
200-day MA
$66.56
Beta
3.61

Analyst view

Analysts rate Affirm Holdings Inc a buy (17 buy, 7 hold, 0 sell out of 24) with an average price target of $99.39.

From the latest earnings call · 2026-08-27

CONFIDENT Affirm delivered its most profitable quarter ever with 32.6% YoY revenue growth. Management is expanding internationally (UK progress), scaling merchant reach (80% of top 250 retailers), and prioritizing long-term network effects over short-term optimization. Q4 FY26 UK identified as growth opportunity with strong initial reception; management plans continued geographic expansion but provided no specific targets or timelines for other regions. Analysts pressed on (1) sustainability of high growth amid macro uncertainty, (2) merchant adoption barriers vs. scale potential, and (3) credit loosening opportunity. Management confidently reframed growth as network-driven, merchant friction as solvable multi-quarter execution, and credit as precisely controlled micro-decisions—not economy-wide bet. 2026-08-27…

Full summary in the app.

Shareholding

Insiders
4.32%
Institutions
91.83%

Largest institutional holders

FundStake
Capital Research Global Investors7.71%
Capital World Investors6.85%
Morgan Stanley - Brokerage Accounts6.44%
BlackRock Inc5.55%
FMR Inc5.13%
Vanguard Capital Management, LLC3.60%
Vanguard Portfolio Management, LLC3.44%
State Street Corp1.79%

Recent filings & reports

DocumentDate
Annual report FY2026
AFFIRM HOLDINGS, INC. - FORM 10-K SUMMARY Fiscal Year Ended June 30, 2026 --- HEADLINE NUMBERS • Gross Merchandise Volume (GMV) facilitated: $50.2
2026-08-27
Results announced · Q1 FY2027
AFFIRM HOLDINGS, INC. - FORM 8-K SUMMARY BUSINESS & SEGMENT HIGHLIGHTS • Company issued a Shareholder Letter on August 27, 2026 regarding financial
2026-08-27
Material agreement · Q4 FY2026
AFFIRM HOLDINGS, INC. - FORM 8-K SUMMARY HEADLINE NUMBERS • Revolving credit facility increased from $330 million to $675 million (105% increase) •
2026-06-25
Quarterly report · Q3 FY2026
AFFIRM HOLDINGS, INC. – Q1 FY2026 10-Q SUMMARY HEADLINE NUMBERS • Total Revenue (9 months ended Mar 31, 2026): $3,095,122 thousand ($3.10 billion),
2026-05-07
Results announced · Q4 FY2026
AFFIRM FQ3 2026 SHAREHOLDER LETTER SUMMARY HEADLINE NUMBERS • GMV (Gross Merchandise Volume): $11.6 billion, up 35% year-over-year; 10th consecutive
2026-05-07
Quarterly report · Q2 FY2026
AFFIRM HOLDINGS, INC. - 10-Q SUMMARY (Q2 FY2026) HEADLINE NUMBERS • Total Revenue (6 months ended Dec 31, 2025): $2,056,357 thousand ($2.06 billion)
2026-02-05
Results announced · Q3 FY2026
AFFIRM FQ2'26 SHAREHOLDER LETTER SUMMARY HEADLINE NUMBERS • GMV: $13.8 billion, +36% year-over-year • Total Revenue: $1,123 million, +30% year-over-
2026-02-05
Quarterly report · Q1 FY2026
AFFIRM HOLDINGS, INC. - Q1 FY2026 (QUARTER ENDED SEPTEMBER 30, 2025) SUMMARY HEADLINE NUMBERS • Total Revenue (Q1 2026): $933.3 million, up 33.5% vs
2025-11-06

Readable in the app.

Deals & corporate news

AnnouncementDate
Renewed five-year installment financing agreement with Amazon through January 2031
Affirm Holdings renewed and extended its critical partnership with Amazon through a Second Amended and Restated Agreement effective February 1, 2026. The deal maintains Affirm's buy-now-pay-
2025-11-06

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Data updated 2026-09-18.