NSE · Financial Services · Banks - Regional
EPS came in at -0.19 against a street estimate of -0.70 — a beat of 72.9%.
with an average price target of ₹19.00.
CONFIDENT Utkarsh pivoted from crisis to recovery: Q1 FY27 losses fell 80% YoY; GNPA improved to 5.9%, disbursements grew 49%, and cost of funds dropped 40bps. Guidance targets 25–30% loan growth and 15% ROE by FY28. Q1 FY27 Management emphasized core geography focus for microfinance; no regional breakdown disclosed. Analysts pressed on asset quality durability and recovery velocity in secured book; management countered with guardrail ring-fencing, CGM protection coverage now at 80%, and legacy litigation pipeline resolution within 2 months. Growth sustainability challenged; management cited 70–80% branch utilization and geographic discipline, not expansion. 2026-08-03…
Full summary in the app.
| Document | Date |
|---|---|
| Q1 FY27 earnings call UTKARSH SMALL FINANCE BANK LIMITED - Q1 FY27 SUMMARY HEADLINE NUMBERS • Net loss: INR34 crores in Q1 FY27, down 80% year-on-year and sequentially • | 2026-08-07 |
| Investor presentation UTKARSH SMALL FINANCE BANK LIMITED – Q1 FY27 SUMMARY HEADLINE NUMBERS • Balance Sheet Size: ₹28,418 crore (up 2% YoY) • Gross Loan Portfolio: ₹19,61 | 2026-08-01 |
| Annual report FY2026 UTKARSH SMALL FINANCE BANK LIMITED - FY 2025-26 SUMMARY HEADLINE NUMBERS • Total Revenue: ₹3,809.75 Crore • Total Loan Portfolio: ₹19,332.44 Crore • | 2026-07-10 |
| Q4 FY26 earnings call UTKARSH SMALL FINANCE BANK LIMITED – Q4 FY'26 SUMMARY HEADLINE NUMBERS • Net Loss Q4 FY'26: INR 188 crores (quarter ended March 31, 2026) • Capital | 2026-05-15 |
| Investor presentation · Q4 FY26 UTKARSH SMALL FINANCE BANK LIMITED – INVESTOR SUMMARY HEADLINE NUMBERS • Gross Loan Portfolio: ₹19,332 crore (down 1.7% YoY from ₹19,666 crore); up | 2026-05-09 |
| Quarterly results · Q4 FY26 UTKARSH SMALL FINANCE BANK LIMITED – FINANCIAL RESULTS SUMMARY Quarter and Year Ended March 31, 2026 --- HEADLINE NUMBERS • Net Loss Q4 FY26: ₹188 | 2026-05-09 |
| Q3 FY26 earnings call UTKARSH SMALL FINANCE BANK Q3 FY26 SUMMARY HEADLINE NUMBERS • Net Loss Q3 FY26: INR 375 crores (vs profitability in prior years) • Gross Loan Book: | 2026-02-06 |
| Quarterly results · Q3 FY26 UTKARSH SMALL FINANCE BANK LIMITED – FINANCIAL RESULTS SUMMARY Q3 & 9-Month Period ended December 31, 2025 --- HEADLINE NUMBERS • Net Loss of ₹375 | 2026-02-02 |
Readable in the app.
| Action | Detail | Date |
|---|---|---|
| Rights issue | 8 : 13 ex-date Oct 14, 2025 | 2025-10-14 |
| Announcement | Date |
|---|---|
| Hearing scheduled for amalgamation scheme petition in newspaper Utkarsh Small Finance Bank Limited announced a newspaper publication regarding a court hearing for the proposed merger (amalgamation) of its subsidiary, Utkarsh CoreInvest Limited, with itse | 2026-07-01 |
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Google PlayApp StoreData updated 2026-09-18.