Get the app
NSE › Financial Services

SBI Cards and Payment Services Limited (SBICARD)

NSE · Financial Services · Credit Services

₹585.000.00%
Last close · 2026-11-06

Latest quarter · ended 2026-09-30

Revenue
₹5,302 cr
Revenue YoY
+3.9%
Net profit
₹778 cr
Profit YoY
+74.8%
EPS
₹8.17
EPS estimate
₹6.86
Net margin
14.7%

EPS came in at 8.17 against a street estimate of 6.86 — a beat of 19.1%.

Key statistics

Market cap
₹55,148 cr
P/E
21.1
Forward P/E
25.4
P/B
2.98
Book value
₹180.42
EPS (TTM)
₹27.40
52-week high
₹903.24
52-week low
₹519.05
50-day MA
₹597.51
200-day MA
₹648.57
Beta
0.24

Analyst view

with an average price target of ₹656.58.

From the latest earnings call · 2026-10-23

CONFIDENT SBI Card delivered strong profit growth and improving asset quality. Management expects festive-season spending and receivables to accelerate, while monitoring funding costs and geopolitical risks. Q2 FY26 Management highlighted growing activity in Tier 2 and Tier 3 markets, especially through RuPay UPI cards, but gave no regional revenue split. Analysts focused on the timing of receivables growth, funding-cost pressure, credit-cost normalization, portfolio mix, and customer risk. Management emphasized festive momentum, repricing, EMI growth, and disciplined underwriting. 2026-10-23…

Full summary in the app.

Shareholding

Promoters
68.86%
Institutions
27.32%

Largest named holders

HolderStake
ICICI Prudential Large & Mid Cap Fund7.71%
Life Insurance Corporation of India - P & Gs Fund6.11%
Nippon Life India Trustee Ltd-A/C Nippon India Multi Cap Fund2.16%
Government Pension Fund Global1.80%
SBI Large & Mid Cap Fund1.00%

Recent filings & reports

DocumentDate
Annual report FY2026
SBI CARDS AND PAYMENT SERVICES LIMITED – DOCUMENT SUMMARY HEADLINE NUMBERS • Company: SBI Cards and Payment Services Limited (SBICARD) • FY 2025-26:
2026-08-03
Quarterly results · Q1 FY27
SBI CARDS AND PAYMENT SERVICES LIMITED – Q1 FY27 FINANCIAL SUMMARY HEADLINE NUMBERS • Profit After Tax (PAT): ₹664 Cr in Q1 FY27, up 20% YoY (vs ₹55
2026-07-24
Investor presentation · Q1 FY27
SBI CARDS AND PAYMENT SERVICES LIMITED – Q1 FY2026-27 INVESTOR SUMMARY HEADLINE NUMBERS • Profit After Tax (PAT): ₹664 Cr, up 20% YoY and 9% QoQ • C
2026-07-24
Q4 FY26 earnings call
SBI CARDS AND PAYMENT SERVICES LIMITED – Q4 FY'26 SUMMARY HEADLINE NUMBERS • Total Revenue Q4 FY'26: INR 5,187 crores (7% growth Y-o-Y); FY'26: INR
2026-05-02
Quarterly results · Q4 FY26
SBI CARDS AND PAYMENT SERVICES LIMITED – FINANCIAL RESULTS SUMMARY Q4 FY'26 & FY'26 (Year ended March 31, 2026) --- HEADLINE NUMBERS • FY'26 Profit
2026-04-27
Investor presentation · Q4 FY26
SBI CARDS AND PAYMENT SERVICES LIMITED – Q4 FY26 SUMMARY HEADLINE NUMBERS • Profit After Tax (PAT): ₹2,167 Cr in FY26, up 13% YoY (₹1,916 Cr in FY25
2026-04-27
Q3 FY26 earnings call
SBI CARDS AND PAYMENT SERVICES LIMITED – Q3 FY'26 SUMMARY HEADLINE NUMBERS • Cards-in-force: 2 crores 18 lakh with 8% Y-o-Y growth; market share 18.
2026-02-04
Quarterly results · Q3 FY26
SBI CARDS AND PAYMENT SERVICES LIMITED – FINANCIAL RESULTS SUMMARY Q3 FY26 (Quarter ended December 31, 2025) --- HEADLINE NUMBERS • Profit After Ta
2026-01-28

Readable in the app.

Corporate actions

ActionDetailDate
Dividend₹2.50 / share
ex-date Mar 11, 2026
2026-03-11

Deals & corporate news

AnnouncementDate
Interim dividend of Rs. 2.50 per equity share declared
The company's Board of Directors has declared an interim dividend of Rs. 2.50 per equity share for the financial year 2025-26. This represents a 25% dividend on the face value of Rs. 10 per
2026-03-05
Interim dividend of Rs. 2.50 per equity share declared
SBI Cards and Payment Services Limited has declared an interim dividend of Rs. 2.50 per share (25% of the Rs. 10 face value) for the financial year 2025-26. This was approved by the Board of
2026-03-05

See the full picture

Technicals, trade setups with a published hit rate, AI analysis and earnings-call summaries for SBI Cards and Payment Services Limited — free to start.

Open in the appGoogle PlayApp Store

Other Financial Services companies

Data updated 2026-11-07.