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NSEFinancial Services

PB Fintech Limited (POLICYBZR)

NSE · Financial Services · Insurance Brokers

₹1,765.00-3.40%
Last close · 2026-09-17

Latest quarter · ended 2026-06-30

Revenue
₹1,888 cr
Revenue YoY
+40.1%
Net profit
₹163 cr
Profit YoY
+92.6%
EPS
₹3.50
EPS estimate
₹3.10
Net margin
8.6%

EPS came in at 3.50 against a street estimate of 3.10 — a beat of 12.9%.

Key statistics

Market cap
₹83,178 cr
P/E
112.0
Forward P/E
0.0
P/B
11.54
Book value
₹158.22
EPS (TTM)
₹16.07
52-week high
₹1,964.20
52-week low
₹1,364.00
50-day MA
₹1,678.26
200-day MA
₹1,645.80
Beta
0.40

Analyst view

with an average price target of ₹1,959.68.

From the latest earnings call · 2026-08-05

CONFIDENT PB Fintech delivered strong Q1 FY27 with 41% insurance premium growth, 40% revenue growth, and 92% PAT growth to INR 163 crores. Management prioritizes growth over margin expansion, targeting continued momentum in renewals and health/term categories. Q1 FY27 Tier 2/3 cities comprise 65-70% of online direct business and growing faster than metros. South has emerged as fastest-growing region, reversing prior North over-indexing. UAE posting strong 31% growth despite regional headwinds. Analysts pressed on: (1) outsized health/term growth sustainability vs. industry; (2) margin trajectory as renewals scale; (3) regulatory commission/dark pattern risks. Management defended growth-over-efficiency stance, highlighted 3 structural drivers (demand creation, product tailoring, claims service), and deflected regulatory speculation as media-driven noise pending court clarity. 2026-08-05…

Full summary in the app.

Shareholding

Promoters
24.44%
Institutions
59.39%

Recent filings & reports

DocumentDate
Annual report FY2026
PB FINTECH LIMITED - FINANCIAL SUMMARY FOR RETAIL INVESTORS HEADLINE NUMBERS • Total Assets: ₹829,708 lakhs (Mar 31, 2026) vs ₹806,058 lakhs (Mar 31
2026-09-05
Q1 FY27 earnings call
PB FINTECH LIMITED - Q1 FY27 EARNINGS SUMMARY HEADLINE NUMBERS • Consolidated operating revenue: ₹1,888 Cr, up 40% YoY • Consolidated PAT: ₹163 Cr,
2026-08-11
Quarterly results · Q1 FY27
PB FINTECH LIMITED – Q1 FY27 RESULTS SUMMARY HEADLINE NUMBERS • Total Insurance Premium: ₹8,372 Cr, up 41% YoY • Operating Revenue: ₹1,888 Cr, up 40
2026-08-05
Q4 FY26 earnings call
PB FINTECH LIMITED - Q4 FY2025-26 EARNINGS SUMMARY HEADLINE NUMBERS • Full year insurance premium grew 42% YoY to ₹29,934 Cr • Q4 insurance premium
2026-05-12
Investor presentation · Q4 FY26
PB FINTECH LIMITED – INVESTOR SUMMARY Analyst Day – May 11, 2026 --- HEADLINE NUMBERS • Total Insurance Premium FY26: ₹29,934 Cr (4.9x growth from
2026-05-11
Quarterly results · Q4 FY26
PB FINTECH LIMITED – FINANCIAL RESULTS SUMMARY FOR RETAIL INVESTORS HEADLINE NUMBERS • FY26 Total Insurance Premium: ₹29,934 Cr – up 42% YoY; driven
2026-05-06
Q3 FY26 earnings call
PB FINTECH LIMITED – Q3 FY2025-26 EARNINGS CALL SUMMARY HEADLINE NUMBERS • Total Premium Growth: 45% YoY to ₹8,000 Cr (net of GST: ₹7,965 Cr) • New
2026-02-06
Quarterly results · Q3 FY26
PB FINTECH LIMITED – Q3 FY26 FINANCIAL SUMMARY HEADLINE NUMBERS • Total Insurance Premium: ₹7,965 Cr, up 45% YoY (Q3 FY26) • Total Lending Disbursal
2026-02-02

Readable in the app.

Deals & corporate news

AnnouncementDate
Allotment of equity shares pursuant to Scheme of Arrangement/Amalgamation
PB Fintech Limited has allotted 5,98,90,000 (approximately 5.99 crore) equity shares as part of a Scheme of Arrangement or Amalgamation. This was approved by the Board of Directors on Decemb
2025-12-06

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Data updated 2026-09-18.