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NSEFinancial Services

PNB Housing Finance Limited (PNBHOUSING)

NSE · Financial Services · Mortgage Finance

₹1,103.50-2.69%
Last close · 2026-09-17

Latest quarter · ended 2026-06-30

Revenue
₹2,262 cr
Revenue YoY
+8.8%
Net profit
₹557 cr
Profit YoY
+4.5%
EPS
₹21.33
EPS estimate
₹21.09
Net margin
24.6%

EPS came in at 21.33 against a street estimate of 21.09 — a beat of 1.1%.

Key statistics

Market cap
₹30,746 cr
P/E
13.3
Forward P/E
9.6
P/B
1.60
Book value
₹737.64
EPS (TTM)
₹88.65
52-week high
₹1,211.50
52-week low
₹723.95
50-day MA
₹1,126.49
200-day MA
₹975.81
Beta
0.31

Analyst view

with an average price target of ₹1,295.77.

From the latest earnings call · 2026-08-05

CONFIDENT PNB Housing delivered 18% net loan growth (56% gross, methodology change), strong 41% affordable/emerging mix (targeting 45%), stable 2.12% spreads. Margins and yields bottomed; recovery expected H2. ROA 2.37%, ROE 11.44%. Q1 FY27 No regional breakdown provided. Analysts pressed on margin sustainability amid affordable mix shift and rising cost-of-funds; management countered that incremental yield improvements (Prime +8 bps, Affordable +50 bps Q-o-Q) offset leverage drag and rating upgrades will add 10 bps relief. Affordable underperformance questioned; MD highlighted new CBO and cross-segment sourcing already delivering 2.5–2.6x growth by July, supporting 50–60% FY guidance. 2026-08-05…

Full summary in the app.

Shareholding

Promoters
28.01%
Institutions
58.56%

Recent filings & reports

DocumentDate
Q1 FY27 earnings call
PNB HOUSING FINANCE LIMITED – Q1 FY27 SUMMARY HEADLINE NUMBERS • Profit After Tax (PAT): INR 557 crores, up 4% Y-o-Y • Return on Assets (ROA): 2.37%
2026-08-07
Quarterly results · Q1 FY27
PNB HOUSING FINANCE LIMITED - Q1 FY2026-27 RESULTS SUMMARY HEADLINE NUMBERS • Consolidated Net Profit (Q1 FY2027): ₹557.34 crore vs ₹533.50 crore (Y
2026-08-04
Investor presentation
PNB HOUSING FINANCE LIMITED – Q1 FY27 INVESTOR SUMMARY HEADLINE NUMBERS • Loan Book: INR 89,670 crore (Q1 FY27), up 15% YoY; Retail Loan Book INR 89
2026-08-04
Annual report FY2026
PNB HOUSING FINANCE LIMITED - FY2025-26 SUMMARY HEADLINE NUMBERS • Assets Under Management (AUM): ₹90,921 crore (+13% YoY) • Total Loan Assets: ₹87,
2026-07-23
Q4 FY26 earnings call
PNB HOUSING FINANCE LIMITED – Q4 FY26 SUMMARY HEADLINE NUMBERS • Total loan book stood at INR 87,347 crores as of 31 March 2026 • Retail loan book g
2026-04-25
Investor presentation · Q4 FY26
PNB HOUSING FINANCE LIMITED – INVESTOR SUMMARY HEADLINE NUMBERS • Loan Asset (Retail): INR 86,946 crore as of 31-Mar-26, up 16% YoY and 6% QoQ • Tot
2026-04-20
Quarterly results · Q4 FY26
PNB HOUSING FINANCE LIMITED – FINANCIAL RESULTS SUMMARY Year Ended March 31, 2026 --- HEADLINE NUMBERS • Net Profit After Tax (Full Year): ₹2,291.2
2026-04-20
Q3 FY26 earnings call
PNB HOUSING FINANCE LIMITED – Q3 & 9M FY26 SUMMARY HEADLINE NUMBERS • Total Loan Book: INR 82,203 crores as on 31 December 2025 (14% YoY growth) • R
2026-01-27

Readable in the app.

Corporate actions

ActionDetailDate
Dividend₹8 / share
ex-date Jul 31, 2026
2026-07-31

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Data updated 2026-09-18.