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NSEFinancial Services

Muthoot Finance Limited (MUTHOOTFIN)

NSE · Financial Services · Credit Services

₹2,770.20-0.04%
Last close · 2026-09-17

Latest quarter · ended 2026-06-30

Revenue
₹8,695 cr
Revenue YoY
+34.1%
Net profit
₹2,799 cr
Profit YoY
+38.8%
EPS
₹63.53
EPS estimate
₹73.90
Net margin
32.2%

EPS came in at 63.53 against a street estimate of 73.90 — a miss of 14.0%.

Key statistics

Market cap
₹1.12 lakh cr
P/E
9.9
Forward P/E
14.1
P/B
2.76
Book value
₹1,011.32
EPS (TTM)
₹283.40
52-week high
₹4,114.71
52-week low
₹2,671.00
50-day MA
₹2,981.18
200-day MA
₹3,358.99
Beta
0.52

Analyst view

with an average price target of ₹3,389.26.

From the latest earnings call · 2026-08-01

MIXED Strong AUM growth (43% YoY) and customer acquisition offset by sharp 300bps yield compression. Management expects yields to stabilize at 18-18.5%, attributing Q4 FY26's 20%+ to recoveries and renewals now behind. Competitive intensity rising. Q1 FY27 South remains largest but declining; management sees long-term rebalancing as gold loan concept penetrates northern states. Analysts pressed on yield sustainability, competitive rate pressure, and LTV composition under new regs. Management maintained yields will stabilize at 18-18.5% via short-tenor repricing, acknowledged competition but emphasized brand/service moat, and clarified only 3-5% disbursals at max 85% LTV. Profitability guidance deferred to post-H1 review. 2026-08-01…

Full summary in the app.

Shareholding

Promoters
73.35%
Institutions
16.89%

Recent filings & reports

DocumentDate
Annual report FY2026
MUTHOOT FINANCE LIMITED – FY 2025-26 ANNUAL REPORT SUMMARY HEADLINE NUMBERS • Consolidated loan assets under management (AUM): ₹1.82 trillion, up 49
2026-08-07
Investor presentation
MUTHOOT FINANCE LIMITED – Q1 FY 2027 INVESTOR SUMMARY HEADLINE NUMBERS • Consolidated Loan AUM: ₹191,532 Cr (43% YoY growth, 5% QoQ growth) • Standa
2026-08-01
Q4 FY26 earnings call
MUTHOOT FINANCE Q4 FY'26 SUMMARY FOR RETAIL INVESTORS HEADLINE NUMBERS • Consolidated Gold Loan AUM: INR 1,65,000 crores (highest ever), up INR 57,0
2026-05-20
Investor presentation · Q4 FY26
MUTHOOT FINANCE LIMITED – FINANCIAL RESULTS Q4 & FY 2026 INVESTOR SUMMARY --- HEADLINE NUMBERS • Consolidated Profit After Tax FY 2026: ₹10,607 Cr
2026-05-14
Q3 FY26 earnings call
MUTHOOT FINANCE LIMITED - Q3 FY2026 RESULTS SUMMARY HEADLINE NUMBERS • Standalone gold loan AUM reached INR 1,39,658 crores (9-month position), up I
2026-02-18
Quarterly results · Q3 FY26
MUTHOOT FINANCE LIMITED – FINANCIAL RESULTS SUMMARY 9 MONTHS ENDED DECEMBER 31, 2025 --- HEADLINE NUMBERS • Consolidated Loan AUM: ₹1,64,720 Crores
2026-02-12
Investor presentation
MUTHOOT FINANCE LIMITED – Q3 FY2026 SUMMARY FOR RETAIL INVESTORS HEADLINE NUMBERS • Consolidated Loan AUM crossed ₹1.5 trillion milestone: ₹1,64,720
2026-02-12
Q2 FY26 earnings call
MUTHOOT FINANCE LIMITED – Q2 FY'26 SUMMARY HEADLINE NUMBERS • Consolidated loan AUM: Rs. 1,47,673 crores (up 42% YoY from Rs. 1,04,149 crores); grew
2025-11-18

Readable in the app.

Corporate actions

ActionDetailDate
Dividend₹30 / share
ex-date Apr 17, 2026
2026-04-17

Deals & corporate news

AnnouncementDate
Acquisition announced by company
Muthoot Finance Limited has invested approximately ₹31.80 crores in its Sri Lankan subsidiary, Asia Asset Finance PLC (AAF), by subscribing to 3,29,30,464 ordinary shares at LKR 33.30 per sh
2026-09-09
Amalgamation/Merger transaction announced
Muthoot Finance Limited's board approved a merger of its wholly-owned subsidiary Muthoot Money Limited (MML) into itself, effective August 31, 2026. This is a consolidation within the Muthoo
2026-08-31
Interim dividend of Rs. 30 per equity share declared
Muthoot Finance Limited's Board of Directors declared an interim dividend of Rs. 30 per equity share on April 10, 2026. Key Details: - Dividend Amount: Rs. 30 per share - Type: Interim divi
2026-04-10
Acquisition announced by Muthoot Finance Limited
Muthoot Finance Limited has informed the Exchange about Acquisition
2025-12-30
Acquisition announced by Muthoot Finance Limited
Muthoot Finance Limited has informed the Exchange about Acquisition
2025-11-13

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Data updated 2026-09-18.