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NSEFinancial Services

LIC Housing Finance Limited (LICHSGFIN)

NSE · Financial Services · Mortgage Finance

₹545.90+0.53%
Last close · 2026-09-17

Latest quarter · ended 2026-06-30

Revenue
₹7,032 cr
Revenue YoY
-2.8%
Net profit
₹1,499 cr
Profit YoY
+9.9%
EPS
₹27.06
EPS estimate
₹27.31
Net margin
21.3%

EPS came in at 27.06 against a street estimate of 27.31 — a miss of 0.9%.

Key statistics

Market cap
₹30,963 cr
P/E
5.4
Forward P/E
5.4
P/B
0.75
Book value
₹753.06
EPS (TTM)
₹104.31
52-week high
₹586.43
52-week low
₹449.87
50-day MA
₹531.18
200-day MA
₹531.81
Beta
0.23

Analyst view

with an average price target of ₹587.08.

From the latest earnings call · 2026-07-31

MIXED Q1 FY27 shows 14.5% disbursement growth and improving asset quality (NPA 2.14%), but portfolio growth stalled at 4% YoY. Margins compressed 10bps to 2.58%; management pivoting toward product diversification (LAP/LRD) and developer finance to offset headwinds. Q1 FY27 Geographic breakdown not discussed. Analysts pressed on persistent margin compression (87bps incremental-to-portfolio gap) and sluggish 4% YoY portfolio growth vs. peers at 20–25%. Management emphasized disbursement momentum (14.5% Q1, on 15% guidance) and product mix shift to LAP/LRD as margin defense, but acknowledged challenge of balancing growth with spreads in bank-competitive IHL segment. Developer finance credit policy refresh will reduce B-rated builder floor. 2026-07-31…

Full summary in the app.

Shareholding

Promoters
2.34%
Institutions
75.55%

Recent filings & reports

DocumentDate
Quarterly results · Q1 FY27
LIC HOUSING FINANCE LTD — Q1 FY26-27 RESULTS SUMMARY HEADLINE NUMBERS • Standalone Profit After Tax (PAT): ₹1,488.32 crore (Q1 FY26-27) vs ₹1,359.92
2026-08-06
Q1 FY27 earnings call
DOCUMENT SUMMARY: LIC HOUSING FINANCE LTD HEADLINE NUMBERS • No financial data provided – This is a disclosure notice, not a financial report • Repo
2026-08-05
Annual report FY2026
LIC HOUSING FINANCE LIMITED – ANNUAL REPORT FY 2025-26 SUMMARY HEADLINE NUMBERS • Net Worth: ₹41,325.54 Crore • Profit After Tax (PAT): ₹5,595.15 Cr
2026-08-04
Investor presentation2026-07-30
Q4 FY26 earnings call
DOCUMENT SUMMARY: LIC HOUSING FINANCE LTD HEADLINE NUMBERS • Document Date: 21st May, 2026 • Reporting Period: Q4 FY2025-26 (quarter and year ended 3
2026-05-21
Quarterly results · Q4 FY26
LIC HOUSING FINANCE LIMITED – FINANCIAL RESULTS SUMMARY (FY 2025-26) HEADLINE NUMBERS • Net Profit After Tax (FY 2025-26): ₹5,595.15 crore (FY 2024-
2026-05-13
Investor presentation2026-05-13
Q3 FY26 earnings call2026-02-04

Readable in the app.

Corporate actions

ActionDetailDate
Dividend₹10 / share
ex-date Aug 21, 2026
2026-08-21
Dividend₹10 / share
ex-date Aug 22, 2025
2025-08-22

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Data updated 2026-09-18.