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NSEFinancial Services

Indian Railway Finance Corporation Limited (IRFC)

NSE · Financial Services · Credit Services

₹79.31+0.46%
Last close · 2026-09-17

Latest quarter · ended 2026-06-30

Revenue
₹8,391 cr
Revenue YoY
+21.6%
Net profit
₹1,927 cr
Profit YoY
+10.4%
EPS
₹1.31
EPS estimate
₹0.00
Net margin
23.0%

Key statistics

Market cap
₹1.06 lakh cr
P/E
14.8
Forward P/E
0.0
P/B
1.87
Book value
₹43.46
EPS (TTM)
₹5.49
Dividend yield
2.58%
52-week high
₹135.73
52-week low
₹80.76
50-day MA
₹86.96
200-day MA
₹101.06
Beta
0.31

Analyst view

with an average price target of ₹60.00.

From the latest earnings call · 2026-07-31

CONFIDENT IRFC exceeded FY26 targets with ₹75k cr agreements and ₹35k cr disbursements. Q1 FY27 slower due to seasonal patterns. Targeting ₹5L cr AUM by year-end, prioritizing margin expansion over asset growth via high-yield sectors. Q1 FY27 Not discussed in call. Analysts questioned NIM trajectory compression, fertilizer linkage rationale, and project pipeline momentum. Management clarified seasonal Q1 patterns, government-backed cost-plus credit models, and multi-year greenfield funding lag (3-5yr disbursement cycles). Focus shifted to margin accretion and robust underwriting vs. top-line growth. 2026-07-31…

Full summary in the app.

Shareholding

Promoters
82.90%
Institutions
4.79%

Recent filings & reports

DocumentDate
Q1 FY27 earnings call
INDIAN RAILWAY FINANCE CORPORATION (IRFC) – Q1 FY'27 SUMMARY HEADLINE NUMBERS • Total Assets Under Management (AUM): INR 4.84 lakh crores (end of FY
2026-08-06
Annual report FY2026
IRFC ANNUAL REPORT 2025-26 SUMMARY HEADLINE NUMBERS • Profit After Tax: ₹7,009.17 Crore (up 7.80% YoY from ₹6,502.00 Crore) • Revenue from Operation
2026-08-01
Q4 FY26 earnings call
IRFC – Q4 & FY25-26 EARNINGS SUMMARY HEADLINE NUMBERS • Revenue (FY26): Highest in company history; Q4 grew 9% sequentially • Profit After Tax (PAT)
2026-05-21
Quarterly results · Q4 FY26
INDIAN RAILWAY FINANCE CORPORATION LIMITED – FINANCIAL SUMMARY HEADLINE NUMBERS • Revenue from Operations (FY 2026): Rs. 27,284.15 crore (previous y
2026-05-14
Q3 FY26 earnings call
INDIAN RAILWAY FINANCE CORPORATION LIMITED – Q3 FY '26 SUMMARY HEADLINE NUMBERS • Q3 FY '26 net profit (PAT): INR 1,800 crore (approximately; exclud
2026-01-27
Quarterly results · Q3 FY26
INDIAN RAILWAY FINANCE CORPORATION LIMITED UNAUDITED FINANCIAL RESULTS SUMMARY – 9 MONTHS ENDED 31 DECEMBER 2025 --- HEADLINE NUMBERS • Revenue fro
2026-01-19
Q2 FY26 earnings call
IRFC Q2 FY 2025-26 & H1 EARNINGS SUMMARY HEADLINE NUMBERS • Q2 FY 2025-26 PAT: INR 1,780 crores, marking >10% growth vs prior year Q2 • H1 FY 2025-2
2025-10-23
Quarterly results · Q2 FY26
INDIAN RAILWAY FINANCE CORPORATION LIMITED – FINANCIAL SUMMARY H1 FY2025-26 (April-September 2025) --- HEADLINE NUMBERS • Revenue from Operations (
2025-10-15

Readable in the app.

Corporate actions

ActionDetailDate
Dividend₹1.05 / share
ex-date Mar 13, 2026
2026-03-13
Dividend₹1.05 / share
ex-date Oct 24, 2025
2025-10-24

Deals & corporate news

AnnouncementDate
Interim dividend of Rs. 1.05 per equity share declared
Indian Railway Finance Corporation Limited (IRFC) announced an interim dividend of Rs. 1.05 per equity share, approved by the Board of Directors on March 9, 2026. What happened: The company
2026-03-09
Interim dividend of Rs. 1.05 per equity share declared
Indian Railway Finance Corporation Limited (IRFC) announced an interim dividend of Rs. 1.05 per equity share, approved by its Board of Directors on October 15, 2025. What Happened: The comp
2025-10-15
Signs agreement for ₹10,560 crore funding of thermal expansion project
Indian Railway Finance Corporation Limited (IRFC) has signed a funding agreement with Maharashtra Generation Company Limited (MAHAGENCO) to provide ₹10,560 crore for the Koradi Thermal Expan
2025-09-29

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Data updated 2026-09-18.