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NSEFinancial Services

City Union Bank Limited (CUB)

NSE · Financial Services · Banks - Regional

₹231.82+1.46%
Last close · 2026-09-17

Latest quarter · ended 2026-06-30

Revenue
₹2,229 cr
Revenue YoY
+20.5%
Net profit
₹383 cr
Profit YoY
+25.1%
EPS
₹3.85
EPS estimate
₹4.47
Net margin
17.2%

EPS came in at 3.85 against a street estimate of 4.47 — a miss of 13.9%.

Key statistics

Market cap
₹22,436 cr
P/E
16.4
Forward P/E
15.6
P/B
2.17
Book value
₹106.64
EPS (TTM)
₹13.81
52-week high
₹248.85
52-week low
₹150.54
50-day MA
₹221.56
200-day MA
₹205.83
Beta
0.36

Analyst view

with an average price target of ₹255.61.

From the latest earnings call · 2026-07-28

CONFIDENT CUB delivered 25% credit growth, 21% deposit growth, and record PAT of ₹383cr. NIM stable at 3.78%; asset quality improving with GNPA at 1.73%. Guides NIM 3.65–3.7%, ROA 1.55–1.65%, CIR 47–48% for FY27. Q1 FY27 Tiruppur textiles & Tamil Nadu industries showing positive momentum. Auto parts & corrugated boxes performing well. Analysts pressed on NIM sustainability, MSME slowdown vs system growth, and margin levers. Management emphasized secured lending discipline, gold loan stable pricing, utilization recovery as business pick-up, and 3.7–3.75% NIM achievable via mix shift & cost stability. 2026-07-28…

Full summary in the app.

Shareholding

Promoters
9.00%
Institutions
54.71%

Recent filings & reports

DocumentDate
Investor presentation
CITY UNION BANK LIMITED – Q1 FY2027 INVESTOR SUMMARY HEADLINE NUMBERS • Deposits: Rs. 793 Bn (up 21% Y-o-Y from Rs. 657 Bn) • Advances: Rs. 676 Bn (
2026-07-28
Annual report FY20262026-07-20
Q4 FY26 earnings call
CITY UNION BANK LIMITED – Q4 FY2026 SUMMARY HEADLINE NUMBERS • Total Business Growth: 24% year-on-year (highest since FY2013); reached INR145,006 cr
2026-05-04
Quarterly results · Q4 FY26
CITY UNION BANK LIMITED – Q4 & FY 2026 SUMMARY HEADLINE NUMBERS • Profit After Tax (PAT): Rs. 1,326 Cr for FY 26, up 18% from Rs. 1,124 Cr in FY 25;
2026-04-27
Investor presentation
CITY UNION BANK LIMITED – Q4 & FY 2026 SUMMARY HEADLINE NUMBERS • Deposits: INR 783,080 Mn (up 23% YoY from INR 635,260 Mn) • Advances: INR 666,988
2026-04-27
Q3 FY26 earnings call
CITY UNION BANK LIMITED – Q3 & 9M FY '26 SUMMARY HEADLINE NUMBERS • Advances: INR 60,892 crores (Q3 FY '26) vs INR 50,409 crores (Q3 FY '25) – 21% Y
2026-02-07
Quarterly results · Q3 FY26
CITY UNION BANK LIMITED – FINANCIAL SUMMARY HEADLINE NUMBERS • Net Profit (9M FY2026): Rs. 96,666.61 lakh (vs. Rs. 83,566.28 lakh in 9M FY2025) – 15
2026-02-02
Investor presentation
CITY UNION BANK LIMITED – INVESTOR SUMMARY Q3 & 9M FY 2026 (As of December 31, 2025) --- HEADLINE NUMBERS • Deposits: INR 705,159 Mn (up 21% YoY fr
2026-02-02

Readable in the app.

Corporate actions

ActionDetailDate
Dividend₹2 / share
ex-date Jul 31, 2026
2026-07-31
Bonus issue1 : 3
ex-date Jun 12, 2026
2026-06-12

Deals & corporate news

AnnouncementDate
RBI approval for Kotak Mahindra Bank to acquire up to 9.99% stake
Kotak Mahindra Bank Limited has received approval from the Reserve Bank of India (RBI) to acquire up to 9.99% of the paid-up share capital or voting rights in another bank (the announcement'
2026-05-07

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Data updated 2026-09-18.