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NSEFinancial Services

Cholamandalam Financial Holdings Limited (CHOLAHLDNG)

NSE · Financial Services · Credit Services

₹1,499.20-0.87%
Last close · 2026-09-17

Latest quarter · ended 2026-06-30

Revenue
₹11,214 cr
Revenue YoY
+18.0%
Net profit
₹806 cr
Profit YoY
+39.3%
EPS
₹33.32
EPS estimate
₹14.20
Net margin
7.2%

EPS came in at 33.32 against a street estimate of 14.20 — a beat of 134.6%.

Key statistics

Market cap
₹27,774 cr
P/E
10.4
Forward P/E
8.8
P/B
1.84
Book value
₹823.00
EPS (TTM)
₹142.17
52-week high
₹2,062.37
52-week low
₹1,303.97
50-day MA
₹1,559.91
200-day MA
₹1,625.42
Beta
0.40

Analyst view

with an average price target of ₹2,258.33.

From the latest earnings call · 2026-08-14

MIXED Chola MS insurance grew GDPI 2.6% YoY amid industry headwinds; motor OD loss ratios deteriorated to 86% but management targets sub-80%; health portfolio contracted due to profitability repricing; combined ratio 120.4% vs 116.3% YoY. Q1 FY27 Call did not discuss geographic segment performance. Analysts pressed on motor OD sustainability, health strategy reversal, and Supreme Court housewife ruling risk. Management acknowledged motor 86% unacceptable and committed sub-80% path over quarters; defended health repricing as necessary for profitability; said no provision yet but monitoring review petition and reserving cushion exists. Transparency on challenges but limited timeline specificity. 2026-08-14…

Full summary in the app.

Shareholding

Promoters
47.05%
Institutions
34.52%

Recent filings & reports

DocumentDate
Q1 FY27 earnings call
CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED – Q1 FY2027 EARNINGS CALL SUMMARY HEADLINE NUMBERS • Gross Direct Premium Income (GDPI): Rs. 1,860 crores,
2026-08-20
Quarterly results · Q1 FY27
CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED – Q1 FY27 RESULTS SUMMARY HEADLINE NUMBERS • Consolidated Profit After Tax (PAT): Rs. 1,789 Cr for Q1 FY27,
2026-08-14
Investor presentation · Q1 FY27
CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED – SUMMARY FOR RETAIL INVESTORS HEADLINE NUMBERS • Consolidated PAT (Q1 FY27): Rs 1,789 Cr, up 42% YoY from
2026-08-14
Annual report FY2026
CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED – DOCUMENT SUMMARY HEADLINE NUMBERS • Final dividend of ₹1.30 per equity share (130% on face value of ₹1) f
2026-07-22
Q4 FY26 earnings call
CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED Q4 FY26 Earnings Call Summary --- HEADLINE NUMBERS • GDPI (Gross Direct Premium Income): INR 2,048 crores
2026-05-15
Quarterly results · Q4 FY26
CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED - FINANCIAL RESULTS SUMMARY Year Ended March 31, 2026 --- HEADLINE NUMBERS • Consolidated Profit After Tax
2026-05-08
Investor presentation · Q4 FY26
CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED - INVESTOR SUMMARY HEADLINE NUMBERS • Consolidated Revenue (YTD Mar-26): Rs 39,576 Cr, up 18% YoY from Rs 3
2026-05-08
Q3 FY26 earnings call
CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED – Q3 FY26 SUMMARY HEADLINE NUMBERS • Q3 FY26 Gross Direct Premium Income (GDPI): INR 2,067 crores • 9-month
2026-02-13

Readable in the app.

Corporate actions

ActionDetailDate
Dividend₹1.30 / share
ex-date Aug 7, 2026
2026-08-07

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Data updated 2026-09-18.